1232 Old Ford Circle, New Paltz, NY, 12561
About This Home
*** OPEN HOUSE SATURDAY 5/16 12-2pm *** Waterfront access in the Hudson Valley is limited. Finding it this close to the Village of New Paltz, at this price point, is even rarer. Inside, the home feels comfortable and grounded, with its living spaces oriented toward the river. A more intimate main living room on the first floor offers a cozy place to unwind, with windows that keep the water quietly in view. The layout is practical and flexible, with three bedrooms and two full baths, including a first-floor bedroom and bath. Just off that bath is a dedicated laundry room, a thoughtful upgrade that avoids the typical basement setup often found in homes of this era. Upstairs is where things open up. A larger second living room with a full stone fireplace and elevated river views creates a completely different experience of the home. It works naturally as a separate gathering space, but also presents a clear opportunity to reimagine it as a primary bedroom suite with an ensuite bath. For those looking to bring all bedrooms upstairs, this transition would be both straightforward and impactful. Step outside and the setting takes over. The property opens directly to the Wallkill River, with space to relax, launch a kayak, or simply sit by the water's edge. There's an ease to being here, where the sound of the river becomes part of the rhythm of the day and time tends to move a little differently. The location ties it all together. The Village, with its restaurants, shops, and everyday conveniences, is just minutes away, while nearby trails and preserves complete the outdoor lifestyle. The Wallkill Valley Rail Trail is nearby and connects seamlessly to the River to Ridge Trail, leading from the Village into the Mohonk Preserve. It's entirely possible to head out for a ride or walk from close to home, pass through town, and continue on into protected land and miles of trails without needing a car. Whether used as a full-time residence or a weekend retreat, the balance of access and setting here is hard to replicate. Opportunities like this, where water, views, location, and potential all converge, usually don't last. If you're looking for a certain type of stillness that often only comes with being on the water, this one might be for you. *** OPEN HOUSE SATURDAY 5/16 12-2pm ***
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1950
Materials
- Roof: Asphalt
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Range,Dishwasher
- Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup,See Remarks
Basement
- Has basement: Yes
- Basement: Interior Entry,Unfinished,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Open Floorplan
- Window features: Skylight(s)
- Finished area below ground: 0
- Finished area above ground: 1,724
Heating & Cooling
- Heating features: Baseboard,Ductless,Fireplace(s),Hot Water,Oil,Wood,See Remarks
- Cooling features: Ductless
Interior Area
- Total structure area: 1,724
- Total interior livable area: 1,724 sqft
Property
Details
- Parcel number: 86.3221
- Zoning: RA
Features
- Levels: Two
- Has view: Yes
- View description: River,Water,See Remarks
- Has water view: Yes
- Water view: River,Water
- Frontage type: River,See Remarks
Lot
- Lot size: 0.38 Acres
- Features: Back Yard,Front Yard,Landscaped,Level,Views,Other,See Remarks
Parking
- Total spaces: 12
- Parking features: See Remarks
- Has garage: Yes
- Attached garage spaces: 12
- Covered spaces: 12
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Hurricane
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Ulster County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,320 | $27,840 |
| Home Insurance * | $179 | $2,148 |
| Property Taxes | $619 | $7,428 |
| Electricity | $284 | $3,418 |
| Total | $3,402 | $40,824 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-13 | Price change | $499,000 |
| 2026-04-01 | Listed for sale | $529,000 |
| 2023-05-15 | Listing removed | -- |
| 2023-03-15 | Price change | $3,700 |
| 2022-12-03 | Price change | $3,600 |
| 2022-11-21 | Listed for rent | $3,700 |
| 2022-10-07 | Sold | $456,475 |
| 2022-09-08 | Pending sale | $425,000 |
| 2022-09-08 | Contingent | $425,000 |
| 2022-07-06 | Pending sale | $425,000 |
| 2022-06-22 | Listed for sale | $425,000 |
For Sale by Agent
View on Zillow