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14 West Street, Marlboro, NY, 12542

4beds
3baths
3,996sqft
$560,000
$140price/sqft
$4,422/moest. monthly cost
$176,880/yrincome needed

About This Home

Welcome to this beautifully maintained two-family home perfectly situated in the heart of charming Marlboro, NY. Ideal for investors, multi-generational living, or owner-occupants seeking rental income, this versatile property offers two spacious living units, each featuring two bedrooms. The spacious home has 3,996 square feet of living space. The first-floor residence impresses with a thoughtful and flexible layout, including two full bathrooms, a formal living room that can easily serve as a private home office, a dedicated dining area, and a huge family room showcasing gleaming hardwood floors. The modern kitchen is well-appointed and ready for everyday living and entertaining alike. Upstairs, the second-floor unit is bright and airy, offering two comfortable bedrooms and a full bathroom, creating a welcoming and light-filled living space. Additional highlights include a walk-out basement with workshop, perfect for hobbies, storage, or future possibilities. Step outside to your beautiful backyard oasis, complete with a pool and a separate two-car garage — an ideal setting for relaxing or entertaining. All of this is located within walking distance to Marlboro’s adorable village, known for its charm, local restaurants, wineries, farms, and highly regarded schools. Don’t miss this exceptional opportunity to own a versatile property in a prime Hudson Valley location!

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
7/10
Marlboro Middle SchoolGrades 6-80.3 mi
6/10

Construction

Condition

  • Year built: 1836

Materials

  • Foundation: Other,Block
  • Construction materials: Aluminum Siding,Frame,Other

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Storage Space,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Granite Counters,High Ceilings
  • Flooring: Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 3,996
  • Total interior livable area: 3,996 sqft

Property

Details

  • Parcel number: 51360010812341
  • Special condition: None

Features

  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Deck,Patio,Porch

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Ulster County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,831$33,972
Home Insurance *$175$2,100
Property Taxes $756$9,072
Electricity $660$7,924
Total$4,422$53,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,611/yr
40% on housing$132,660/yr
45% on housing$117,920/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.7%
2.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 12542$279
Ulster County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 12542$220
Ulster County$261

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Price change$560,000
2026-06-26Price change$599,000
2026-06-16Price change$619,000
2026-05-25Listed for sale$649,000
2009-06-18Sold$172,500
2009-01-22Sold$148,103
2005-09-19Sold$290,000

For Sale by Agent

AgentKassia M. Connors
BrokerageeXp Realty

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