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8512 N 2nd Loop, Ridgefield, WA, 98642

3beds
3baths
1,720sqft
$535,000
$311price/sqft
$3,311/moest. monthly cost
$132,440/yrincome needed

About This Home

The space, style, and three-car garage you have been searching for! This bright three-bedroom home welcomes you with an open main level featuring continuous flooring, recessed lighting, and an inviting living room centered around a gas fireplace. The kitchen offers stainless steel appliances, a gas range, generous cabinet space, and a large island with Quartz countertops that keeps everyone connected. All three bedrooms plus a loft are upstairs, including a comfortable primary suite with a private bath and dual sink vanity. The loft creates extra space for a playroom/office or workout room. The fenced backyard offers a patio for summer dining, room to play, and just enough lawn without creating endless upkeep. Built in 2021 and thoughtfully designed for everyday life, this Ridgefield home delivers more of what matters. Located just minutes from Costco, In N Out, shopping, dining, and convenient freeway access, this home sits in one of Southwest Washington’s most sought-after and rapidly growing communities, offering lasting appeal and strong investment potential.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
View Ridge Middle SchoolGrades 7-82.9 mi
7/10
Ridgefield High SchoolGrades 9-122.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2021

Materials

  • Roof: Composition
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Gas Range,Free-Standing Refrigerator,Microwave,Stainless Steel Appliance(s),Electric Water Heater

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Features

  • High Ceilings,Kitchen Island,Quartz
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Laminate,Wall to Wall Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,720
  • Total interior livable area: 1,720 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 986052250
  • Zoning: RLD-6

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Yard
  • Fencing: Fenced

Lot

  • Lot size: 5,662 sqft
  • Features: Level,SqFt 5000 to 6999

Parking

  • Total spaces: 3
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Clark County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,705$32,460
Home Insurance *$114$1,368
Property Taxes $343$4,116
Electricity $149$1,793
Total$3,311$39,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,520/yr
40% on housing$99,330/yr
45% on housing$88,293/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$311This listing

vs Other Active Listings

Avg $/sqft

ZIP 98642$324
Clark County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 98642$291
Clark County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$499,900
2026-07-15Listed for sale$535,000
2024-09-13Listing removed$2,700
2024-08-05Listed for rent$2,795
2021-09-29Sold$486,845

For Sale by Agent

AgentJacqueline Smith
BrokerageKeller Williams Realty

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