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8525 N 1st St, Ridgefield, WA, 98642

5beds
3baths
2,077sqft
$584,900
$282price/sqft
$3,605/moest. monthly cost
$144,200/yrincome needed

About This Home

Welcome to this beautifully maintained 2021-built home in one of Ridgefield's most up-and-coming neighborhoods. 5 bedrooms, 2.5 bathrooms, and thoughtfully designed living space, this home checks every box.Location is a standout here, just minutes from the new elementary school coming to Ridgefield, with quick and easy access to I-5 for commuters heading north to Vancouver or south to Portland.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

6/10
View Ridge Middle SchoolGrades 7-82.9 mi
7/10
Ridgefield High SchoolGrades 9-122.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2021

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Free-Standing Gas Range,Microwave,Stainless Steel Appliance(s),Washer/Dryer

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedroom5

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Level: Lower

Features

  • Quartz,Kitchen Island
  • Window features: Double Pane Windows
  • Flooring: Wall to Wall Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,077
  • Total interior livable area: 2,077 sqft

Kitchen

  • Level: Lower

Living Room

  • Level: Lower

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 986052254

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Gas Hookup

Lot

  • Lot size: 4,791 sqft
  • Features: Sprinkler,SqFt 3000 to 4999

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Clark County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,957$35,484
Home Insurance *$124$1,488
Property Taxes $375$4,500
Electricity $149$1,793
Total$3,605$43,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,600/yr
40% on housing$108,150/yr
45% on housing$96,133/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$282This listing

vs Other Active Listings

Avg $/sqft

ZIP 98642$324
Clark County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 98642$291
Clark County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$645,000
2021-11-05Sold$494,844

For Sale by Agent

AgentColton Sharman
BrokerageRealty NW Properties

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