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41 Elting Avenue, New Paltz, NY, 12561

5beds
2baths
2,148sqft
$399,000
$186price/sqft
$3,064/moest. monthly cost
$122,560/yrincome needed

About This Home

This charming 1920s home in the sidewalk Village of New Paltz offers 5 bedrooms and 2 full baths, just a few blocks from parks, the Wallkill River, SUNY New Paltz, and everything the Village has to offer. The peaceful neighborhood and private backyard provide a sense of tranquility. Inside, the open dining room and kitchen feature built-in shelving and bright, airy space for entertaining. A mudroom connects directly to the side porch and back deck. The first floor includes a full bathroom, a bedroom, a living room, an additional sitting room, and basement access. Upstairs, you'll find a large hallway walk-in closet, a spacious full bath with washer/dryer, and four comfortable bedrooms. Outside, enjoy the detached two-car garage and the timeless charm of the exterior. Make this house YOURS before it's too late!

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
64
BikeBikeable

Schools

--
Duzine SchoolGrades PK-21.2 mi
9/10
New Paltz Middle SchoolGrades 6-80.5 mi
8/10

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Stone
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dryer,Washer
  • Laundry features: Washer/Dryer Hookup,Electric Dryer Hookup,In Bathroom,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • First Floor Bedroom,First Floor Full Bath,Breakfast Bar,Built-in Features,Entertainment Cabinets,Entrance Foyer,Formal Dining,High Speed Internet,Natural Woodwork,Open Kitchen,Original Details,Other,Storage,Tile Counters,Walk-In Closet(s)
  • Flooring: Carpet,Wood
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Oil,Other
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,148
  • Total interior livable area: 2,148 sqft

Property

Details

  • Parcel number: 3801086.0410003005.0000000
  • Special condition: Third Party Approval

Features

  • Patio & porch: Covered,Deck,Porch

Lot

  • Lot size: 0.25 Acres
  • Features: Back Yard,Level,Near Public Transit,Near School,Near Shops,Private,Secluded

Parking

  • Total spaces: 2
  • Parking features: Detached,Driveway,Garage,Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hurricane
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Ulster County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$155$1,860
Property Taxes $538$6,456
Electricity $354$4,259
Total$3,064$36,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,051/yr
40% on housing$91,920/yr
45% on housing$81,706/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.7%
2.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 12561$283
Ulster County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 12561$289
Ulster County$261

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Listed for sale$399,000
2003-10-29Sold$280,000

For Sale by Agent

AgentJacqueline Manzolillo-Blais
BrokerageKeller Williams Realty

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