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49197 John Tomcho Rd, Cumberland, OH, 43732

5beds
3baths
2,376sqft
$320,000
$135price/sqft
$2,258/moest. monthly cost
$90,320/yrincome needed

About This Home

FREE GAS CURRENTLY AVAILABLE with this 4-5 BEDROOMS on 1/2+ ACRE in NOBLE LOCAL SCHOOL DISTRICT! CLOSE to I-77 and THE WILDS! Bring your family to the country and have tons of room inside and out! This large home offers 5 bedrooms (or 4 bedrooms on 2nd floor and game/media room on 3rd floor) and no heating bill! The first floor offers a formal living room with gas fireplace, family room with parlor doors to a side deck, kitchen with maple cabinets, 2 large islands/breakfast bar, and lots of counter space, a formal dining room with built-in bookcases/hutches on each side of the gas fireplace plus a full bath. The second floor houses 3 bedrooms, a 2nd full bath, the master bedroom with a huge walk-in closet, master bath with a claw-foot tub, tiled shower, and laundry with washer/dryer. The third floor could be your 5th bedroom/game room/media room. Lots of closet and storage space in addition to the mudroom and the insulated 28x32 4-CAR ATTACHED GARAGE with attic storage. Paved driveway, plenty of yard space, covered front porch, unfinished basement, metal roof, new gutters, GFA with 2 central air units plus portable AC units. PAINTING ALLOWANCE NEOTIABLE for acceptable offers! Free gas until such time well is capped or no longer producing. Right of way for shared drive. Recent survey from parcel split. Minerals rights do not transfer. Mailing address is Cumberland, OH. Don't miss this great family home! Call to tour!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
4/10
Shenandoah High SchoolGrades 9-127.7 mi

Construction

Condition

  • Property condition: Unknown
  • Year built: 1900

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Bathroom,Upper Level

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom

  • Level: First

Bathroom

  • Level: Second

Bedroom

  • Features: Window Treatments
  • Level: Third

Bedroom

  • Features: Window Treatments
  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Features: Window Treatments
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1

Dining Room

  • Features: Bookcases,Built-in Features,Fireplace
  • Level: First

Family Room

  • Features: Breakfast Bar,Window Treatments
  • Level: First

Features

  • Breakfast Bar,Bookcases,Built-in Features,Ceiling Fan(s),Kitchen Island,Soaking Tub,Walk-In Closet(s)
  • Number of fireplaces: 2
  • Fireplace features: Gas
  • Finished area above ground: 2,376

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s),Gas
  • Cooling features: Central Air,Ceiling Fan(s),Other

Interior Area

  • Total structure area: 2,376
  • Total interior livable area: 2,376 sqft

Kitchen

  • Level: First

Living Room

  • Features: Fireplace,Window Treatments
  • Level: First

Mud Room

  • Level: First

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Features: Walk-In Closet(s),Window Treatments
  • Level: Second

Property

Details

  • Parcel number: 25000000.000

Features

  • Levels: Three Or More
  • Patio & porch: Deck,Porch
  • Has view: Yes
  • View description: Rural

Lot

  • Lot size: 0.58 Acres

Parking

  • Total spaces: 4
  • Parking features: Attached,Driveway,Garage,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Drought
Hail
Ice Storm
Landslide
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,618$19,416
Home Insurance *$216$2,592
Property Taxes $170$2,040
Electricity $254$3,057
Total$2,258$27,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,417/yr
40% on housing$67,740/yr
45% on housing$60,213/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.4%
5.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.8%
-2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 43732$162
Noble County$128

vs Homes Sold Last Month

Median $/sqft

ZIP 43732$135
Noble County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-16Price change$320,000
2025-04-28Listing removed$1,750
2025-04-27Price change$350,000
2025-04-01Listed for rent$1,750
2022-07-12Pending sale$299,000
2022-07-11Sold$320,000

For Sale by Agent

AgentCarol S Cunningham
BrokerageNextHome New Horizons Equity Realty

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