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3904 Creek Meadow Dr, La Grange, KY, 40031

4beds
3baths
3,244sqft
$450,000
$139price/sqft
$3,217/moest. monthly cost
$128,680/yrincome needed

About This Home

Welcome to Creekstone, one of Oldham County's most desirable communities! This spacious Continental floor plan offers 4 bedrooms, 2.5 bathrooms, and a thoughtfully designed layout built for today's lifestyle. Upgraded during construction, this home features an expanded sunroom filled with natural light, an enlarged primary suite with retreat, and a premium corner lot with peaceful creek views and wooded privacy in the backyard. Inside, you'll find durable luxury vinyl plank flooring, spacious living areas, and an open concept design perfect for everyday living and entertaining. The main level offers exceptional flexibility with a dedicated office space and an additional bonus flex room off the living area, ideal for a playroom, hobby room, home gym, or additional workspace. The kitchen flows seamlessly into the living and dining areas, creating the perfect gathering space. All bedrooms feature walk in closets, while the impressive primary suite includes dual walk in closets and a private bathroom with a dual vanity. The unfinished walkout basement provides endless possibilities for future expansion and includes a roughed in bathroom, ready for your personal vision. Enjoy relaxing outdoors with beautiful creek views, a peaceful wooded backdrop, and added privacy rarely found in newer construction. Additional highlights include an oversized two stall garage with additional workshop, flex, and storage space, offering plenty of room for vehicles, hobbies, and organization. Conveniently located just off I 71, you're minutes from award winning Oldham County Schools, the YMCA, Oldham County Aquatic Center, golf courses, libraries, grocery stores, dining, and more. With Creekstone nearing completion, this is a rare opportunity to own one of the rare floor plans with a basement in this sought after community. Don't miss your chance to own this beautifully upgraded home offering modern amenities, flexible living spaces, and peaceful creekside views in one of Oldham County's premier neighborhoods.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

7/10
8/10
9/10
Oldham County High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Brick Veneer,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walkout Unfinished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Area

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,244

Foyer

  • Level: First

Full Bathroom

  • Level: Second

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,244
  • Total interior livable area: 3,244 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Living Room

  • Level: First

Mud Room

  • Level: First

Other

  • Level: First

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second

Sitting Room

  • Level: Second

Sun Room

  • Level: First

Property

Details

  • Parcel number: 3901Q0113

Features

  • Stories: 2
  • Patio & porch: Deck,Porch

Lot

  • Lot size: 0.30 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Inland Flooding
Lightning
Ice Storm
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$217$2,604
Property Taxes $469$5,628
Electricity $256$3,074
Total$3,217$38,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,297/yr
40% on housing$96,510/yr
45% on housing$85,786/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 40031$216
Oldham County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 40031$169
Oldham County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$450,000
2026-08-02Listed for sale$450,000
2020-10-29Sold$406,110

For Sale by Agent

AgentCraig Wood
BrokerageKeller Williams Collective

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