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3404 Jim St, Rapid City, SD, 57703

4beds
3baths
2,293sqft
$517,500
$226price/sqft
$3,486/moest. monthly cost
$139,440/yrincome needed

About This Home

Listed by John Penick with CENTURY 21 ClearView Realty, (910) 748-6078. MOTIVATED SELLER! BRING AN OFFER! Welcome to this beautifully maintained 2-story home in the desirable Orchard Meadows subdivision! Offering 4 bedrooms, 2.5 bathrooms, and a spacious 3-car garage, this thoughtfully designed home combines modern finishes, functional living spaces, and a welcoming neighborhood atmosphere. The open-concept main level is perfect for everyday living and entertaining, featuring a large great room that flows seamlessly into the kitchen and dining area. The kitchen stands out with custom-finished cabinetry and backsplash, granite countertops throughout, a large center island, soft-close cabinets, stainless steel appliances, and a gas hookup for the stove. A formal living room and covered front porch add even more versatility and charm. Upstairs, you’ll find a spacious loft-style second living area filled with natural light from oversized windows, creating the perfect bonus space for a playroom, office, or additional lounge area. The upper-level laundry room adds convenience, while the oversized master suite offers a relaxing retreat complete with a custom tile walk-in shower and large walk-in closet. Additional guest bedrooms, an office/flex room, and abundant closet space provide plenty of room for family, guests, and storage. Outside, the backyard has been enhanced with a 6-foot wooden privacy fence, expanded concrete patio, underground irrigation system and attractive landscaping. The yard remains a blank canvas with endless possibilities, highlighted by a beautiful mature weeping willow tree that provides natural privacy and character. Additional storage can be found throughout the home, including under the stairwell, crawl space, attic, and above the garage. Conveniently located with easy access to everything Rapid City has to offer, this home is approximately 15 minutes from Ellsworth Air Force Base, minutes from the airport, and near the Rapid Creek bike path.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

4/10
--
East Middle School - 30Grades 6-81.9 mi
2/10
Central High School - 41Grades 9-124.1 mi

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bathroom

  • Features: Shower and Tub,Shower/Tub

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Combination

Features

  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 2,293
  • Total interior livable area: 2,293 sqft

Property

Details

  • Parcel number: 3809404008

Features

  • Levels: Two
  • Fencing: Privacy,Wood
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 7,405 sqft
  • Features: Level

Parking

  • Total spaces: 3
  • Parking features: Attached,Three Car
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Wildfire
Winter Weather
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters in Pennington County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,616$31,392
Home Insurance $289$3,468
Property Taxes $406$4,872
Electricity $175$2,101
Total$3,486$41,832

Income You'd Need if You Spent...

35% on housing$119,520/yr
40% on housing$104,580/yr
45% on housing$92,960/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 57703$192
Pennington County$231

vs Homes Sold Last Month

Median $/sqft

ZIP 57703$228
Pennington County$202

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$515,000
2026-07-30Price change$517,500
2026-07-20Price change$519,900
2026-07-13Price change$534,900
2026-06-29Price change$544,900
2026-06-24Price change$549,900
2026-06-17Price change$552,400
2026-06-01Price change$554,900
2026-05-15Listed for sale$559,900
2021-10-07Sold$422,495
2021-06-26Pending sale$424,995
2021-04-08Listed for sale$424,995

For Sale by Agent

AgentJOHN PENICK
BrokerageCENTURY 21 CLEARVIEW REALTY

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