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1425 State Route 32, Wallkill, NY, 12589

5beds
3baths
2,400sqft
$390,000
$163price/sqft
$3,030/moest. monthly cost
$121,200/yrincome needed

About This Home

Looking for a property with character, convenience, and opportunity? This estate property offers the perfect chance to create the home you’ve always envisioned. ?? 5 Bedrooms | 3 Bathrooms This spacious home includes an accessory apartment, offering flexibility for extended family, guests, or potential rental income. 1 Acre ? Location Highlights: • Minutes from the Wallkill Valley Rail Trail for walking, biking, and outdoor recreation. • Convenient access to the Newburgh–Beacon Ferry and Beacon Metro-North Station for an easy commute to New York City. • Surrounded by the Hudson Valley’s renowned wineries, breweries, orchards, and farm markets. • Close to shopping, restaurants, schools, and major highways. • Enjoy nearby attractions, local wineries, hiking trails, and all the beauty the Hudson Valley has to offer. Bring your vision and transform this property into something truly special. Whether you’re an investor, contractor, or buyer looking for a project in a desirable location, this is an opportunity you won’t want to miss. This home is being sold AS IS

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

6/10
7/10
7/10

Construction

Condition

  • Property condition: Fixer
  • Year built: 1976

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Oven,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Entrance Foyer,In-Law Floorplan
  • Flooring: Carpet,Ceramic Tile,Linoleum
  • Fireplace: Yes
  • Attic: Pull Stairs

Heating & Cooling

  • Heating features: Oil
  • Cooling features: None

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 2,400 sqft

Property

Details

  • Parcel number: 4200101.0040008009.0000000
  • Special condition: None

Features

  • Levels: Bi-Level
  • Patio & porch: Deck,Porch,Screened

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Ulster County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,972$23,664
Home Insurance *$136$1,632
Property Taxes $526$6,312
Electricity $396$4,759
Total$3,030$36,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,885/yr
40% on housing$90,900/yr
45% on housing$80,800/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.7%
2.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 12589$278
Ulster County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 12589$234
Ulster County$261

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$379,000
2026-07-19Price change$390,000
2026-07-14Price change$415,000
2026-07-06Price change$429,000
2026-06-29Price change$449,000
2026-06-22Price change$479,000
2026-06-10Listed for sale$499,000
2000-06-06Sold$132,000

For Sale by Agent

AgentMilagros Sepulveda Rodriguez
BrokerageGillespie Real Estate LLC

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