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781 S High St, Mount Orab, OH, 45154

4beds
3baths
3,720sqft
$549,500
$148price/sqft
$3,835/moest. monthly cost
$153,400/yrincome needed

About This Home

4-bedroom, 2.5-bath home situated on 12 acres just outside of town in a highly desirable area. Offers privacy with convenient access to nearby amenities. Functional layout with spacious living areas. Full basement provides additional storage or potential for finished space. Ideal for buyers looking for acreage without sacrificing location.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
Mt Orab Middle SchoolGrades 5-81.6 mi
3/10
Western Brown High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Disposal,Microwave,Oven/Range,Refrigerator,Washer,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bathroom1

  • Features: Full
  • Level: Second

Bathroom2

  • Features: Full
  • Level: Second

Bathroom3

  • Features: Partial
  • Level: First

Bedroom2

  • Level: Second
  • Area: 150

Bedroom3

  • Level: Second
  • Area: 120

Bedroom4

  • Level: First
  • Area: 154

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Laminate Floor,Walkout
  • Level: First
  • Area: 272

Family Room

  • Area: 0

Features

  • High Ceilings,Ceiling Fan(s)
  • Window features: Double Hung,Vinyl,Insulated Windows
  • Number of fireplaces: 1
  • Fireplace features: Brick,Wood Burning,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,720
  • Total interior livable area: 3,720 sqft

Kitchen

  • Features: Pantry,Counter Bar,Eat-in Kitchen,Kitchen Island,Wood Cabinets,Laminate Floor
  • Area: 176

Living Room

  • Features: Fireplace,Laminate Floor
  • Area: 357

Master Bathroom

  • Features: Shower,Double Vanity,Tub

Master Bedroom

  • Features: Bath Adjoins,Walk-In Closet(s),Wall-to-Wall Carpet
  • Level: Second
  • Area: 187

Office

  • Area: 0

Property

Details

  • Parcel number: 300566000100
  • Zoning description: Residential
  • Other equipment: Sump Pump

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered Deck/Patio,Deck,Porch
  • Has spa: Yes
  • Spa features: Hot Tub
  • Fencing: Metal,Wire
  • Has view: Yes
  • View description: Trees/Woods
  • Topography of land: Cleared
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 12.52 Acres
  • Features: 10 to 19 Acres
  • Lot size dimensions: 12.52

Parking

  • Total spaces: 3
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Inland Flooding
Tornado
Winter Weather
Cold Wave
Heat Wave
Ice Storm

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,778$33,336
Home Insurance *$284$3,408
Property Taxes $375$4,500
Electricity $398$4,787
Total$3,835$46,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,485/yr
40% on housing$115,050/yr
45% on housing$102,266/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 45154$194
Brown County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 45154$177
Brown County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$585,000
2026-03-28Price change$599,000
2026-03-06Listed for sale$625,000
2025-11-13Listing removed$599,900
2025-10-27Price change$599,900
2025-10-13Price change$625,000
2025-10-03Listed for sale$650,000
2019-10-04Sold$314,000

For Sale by Agent

AgentRagan McKinney
BrokerageRagan McKinney Real Estate

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