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1404 Centre Ave, Portsmouth, VA, 23704

4beds
3baths
2,152sqft
$359,900
$167price/sqft
$2,508/moest. monthly cost
$100,320/yrincome needed

About This Home

NEW CONSTRUCTION COMING SOON.4BEDROOM 3 FULL BATHS

Getting Around

57
WalkingSomewhat Walkable
39
TransitSome Transit
51
BikeBikeable

Schools

2/10
Douglass Park Elementary SchoolGrades K-61.3 mi
3/10
Cradock Middle SchoolGrades 7-80.9 mi
2/10
Manor High SchoolGrades 9-123.6 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Electric Range,Refrigerator,Electric Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Pantry
  • Flooring: Ceramic Tile,Laminate/LVP

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,152 sqft

Property

Details

  • Parcel number: 00930600
  • Zoning: UR

Features

  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: Back Yard,Fenced
  • Waterfront features: Not Waterfront

Parking

  • Parking features: None,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance *$224$2,688
Property Taxes $258$3,096
Electricity $207$2,487
Total$2,508$30,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$100,320/yr
35% on housing$85,988/yr
40% on housing$75,240/yr
45% on housing$66,880/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 23704$137
Portsmouth City$138

vs Homes Sold Last Month

Median $/sqft

ZIP 23704$178
Portsmouth City$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

New Construction

AgentKatrina Muhammad
BrokerageBlue Chip Realty Corp
View on Zillow

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