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26 Thornwood Lane, Accord, NY, 12404

3beds
3baths
2,668sqft
$649,900
$244price/sqft
$4,746/moest. monthly cost
$189,840/yrincome needed

About This Home

Welcome home to this beautifully maintained raised ranch set on 2.7 acres on a quiet private road in Accord. With over 2,600 square feet of living space, this 3BR/3BA home offers plenty of room to spread out, entertain and enjoy everything the Hudson Valley has to offer. Inside, you'll find an updated kitchen, hardwood and tile flooring throughout and a cozy fireplace that makes for the perfect gathering spot. The primary bedroom features a en-suite bathroom and walkin closet. The finished lower level adds valuable flexible space for entertaining or retreating. Additional bedrooms can easily be added to host more guests. Out back, a two-tiered double-decker deck offers multiple levels for lounging, dining and entertaining above a backyard fire pit. It's the perfect setting for morning coffee, summer barbecues or relaxing under the stars. You're just 4 minutes from Inness and minutes more to some of the region's best hiking at Mohonk Preserve and Minnewaska State Park. Shopping, dining, and the beauty of the Rondout Valley are all within easy reach. Whether you're searching for a full-time residence, a weekend escape or an investor looking for a thriving short term rental, 26 Thornwood is a great opportunity to own an asset in The Hudson Valley. 5 min to Stone Ridge and High Falls, 20 min to New Paltz and Kingston. 1hr 40min from GW Bridge.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2002

Materials

  • Roof: Asphalt,Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Dryer,Dishwasher
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,156
  • Finished area above ground: 1,512

Heating & Cooling

  • Heating features: Electric,Heat Pump,Hot Water,Steam
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,668
  • Total interior livable area: 2,668 sqft

Property

Details

  • Parcel number: 77.1218.600
  • Zoning: R2

Features

  • Levels: Two
  • Patio & porch: Front Porch,Rear Porch
  • Exterior features: Fire Pit,Gas Grill,Outdoor Grill
  • Has view: Yes
  • View description: Mountain(s),Trees/Woods

Lot

  • Lot size: 2.70 Acres
  • Features: Back Yard,Front Yard

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters in Ulster County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$143$1,716
Property Taxes $877$10,524
Electricity $440$5,290
Total$4,746$56,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,720/yr
40% on housing$142,380/yr
45% on housing$126,560/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.7%
2.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$244This listing

vs Other Active Listings

Avg $/sqft

ZIP 12404$485
Ulster County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 12404$288
Ulster County$261

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$649,900
2020-08-07Sold$310,000
2020-08-07Listed for sale$325,000
2020-06-13Pending sale$325,000
2020-03-30Price change$325,000
2020-03-25Listed for sale$335,000
2019-04-08Sold$130,000
2019-03-18Pending sale$149,900
2019-03-15Price change$149,900
2019-03-12Price change$199,900
2019-03-07Price change$149,900
2018-11-22Listed for sale$199,900
2004-07-12Sold$247,000

For Sale by Agent

AgentKyle Needham
BrokerageCompass Greater NY, LLC

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