See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

98 Dellay Avenue, Kingston, NY, 12401

3beds
1baths
1,331sqft
$375,000
$282price/sqft
$2,767/moest. monthly cost
$110,680/yrincome needed

About This Home

Clean and well-maintained, this charming single-level ranch, built in 1954, offers a comfortable and functional layout featuring 3 bedrooms, 1 full bathroom, and a dedicated home office. With 1,331 square feet of living space, the home provides plenty of room for everyday living. The inviting living room is filled with natural light from a large bay window and features beautiful engineered hardwood flooring. The three generously sized bedrooms offer flexibility for family, guests, or additional workspace. The full basement spans the footprint of the home and includes a spacious workshop, providing abundant storage and endless possibilities for hobbies or future expansion. Outside, you'll find both an attached garage and a separate detached garage, all situated on a flat, fully fenced backyard--ideal for entertaining, gardening, or pets. Conveniently located just seconds from the heart of Rosendale and only a 10-minute drive to downtown Kingston, this home offers easy access to local shops, restaurants, and outdoor recreation. Rock climbing, scenic trails, and the area's vibrant dining and arts scene are all just moments away, making this an ideal location to enjoy the best of the Hudson Valley.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

8/10
5/10

Construction

Condition

  • Year built: 1954

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Walk-In Closet(s)
  • Finished area below ground: 1,331
  • Finished area above ground: 1,331

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 1,331
  • Total interior livable area: 1,331 sqft

Property

Details

  • Parcel number: 460006202000020010000000
  • Zoning: R-1

Lot

  • Lot size: 0.30 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Ulster County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$119$1,428
Property Taxes $506$6,072
Electricity $246$2,954
Total$2,767$33,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,868/yr
40% on housing$83,010/yr
45% on housing$73,786/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.7%
2.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$282This listing

vs Other Active Listings

Avg $/sqft

ZIP 12401$260
Ulster County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 12401$270
Ulster County$261

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$375,000
2026-07-16Listed for sale$399,000
2023-05-15Sold$140,000
2023-02-08Sold$60,000

For Sale by Agent

AgentJason Schobert
BrokerageeXp Realty

Similar Homes