




98 Dellay Avenue, Kingston, NY, 12401
About This Home
Clean and well-maintained, this charming single-level ranch, built in 1954, offers a comfortable and functional layout featuring 3 bedrooms, 1 full bathroom, and a dedicated home office. With 1,331 square feet of living space, the home provides plenty of room for everyday living. The inviting living room is filled with natural light from a large bay window and features beautiful engineered hardwood flooring. The three generously sized bedrooms offer flexibility for family, guests, or additional workspace. The full basement spans the footprint of the home and includes a spacious workshop, providing abundant storage and endless possibilities for hobbies or future expansion. Outside, you'll find both an attached garage and a separate detached garage, all situated on a flat, fully fenced backyard--ideal for entertaining, gardening, or pets. Conveniently located just seconds from the heart of Rosendale and only a 10-minute drive to downtown Kingston, this home offers easy access to local shops, restaurants, and outdoor recreation. Rock climbing, scenic trails, and the area's vibrant dining and arts scene are all just moments away, making this an ideal location to enjoy the best of the Hudson Valley.
Getting Around
Schools
Construction
Condition
- Year built: 1954
Materials
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: None
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Walk-In Closet(s)
- Finished area below ground: 1,331
- Finished area above ground: 1,331
Heating & Cooling
- Heating features: Baseboard
- Cooling features: None
Interior Area
- Total structure area: 1,331
- Total interior livable area: 1,331 sqft
Property
Details
- Parcel number: 460006202000020010000000
- Zoning: R-1
Lot
- Lot size: 0.30 Acres
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Ulster County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,896 | $22,752 |
| Home Insurance * | $119 | $1,428 |
| Property Taxes | $506 | $6,072 |
| Electricity | $246 | $2,954 |
| Total | $2,767 | $33,204 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Price change | $375,000 |
| 2026-07-16 | Listed for sale | $399,000 |
| 2023-05-15 | Sold | $140,000 |
| 2023-02-08 | Sold | $60,000 |
