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101 W Bridge Street, Saugerties, NY, 12477

1beds
2baths
1,284sqft
$374,900
$292price/sqft
$2,772/moest. monthly cost
$110,880/yrincome needed

About This Home

Welcome to 101 W Bridge Street, a charming 1-bedroom, 2-bath home offering comfort, functionality, and exciting future potential. The spacious eat-in kitchen opens directly to a private back patio, creating the perfect space for outdoor dining, entertaining, or simply enjoying your morning coffee. The inviting living room is complemented by a versatile office/den, ideal for working from home, a guest space, or a cozy reading nook. Ample storage throughout the home ensures everything has its place. Outside, you'll find a detached garage and workshop, perfect for hobbyists, additional storage, or creative projects. As an added space, this property includes two additional lots, presenting endless possibilities for expansion, recreation, gardening, or future investment opportunities (subject to municipal approvals). Conveniently located near local shops, restaurants, and amenities, this unique property offers the perfect combination of charm, practicality, and potential.

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

5/10
Cahill SchoolGrades K-60.3 mi
4/10
7/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer/Dryer,Refrigerator,Microwave,Free-Standing Gas Range,Dishwasher
  • Laundry features: In Bathroom,Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Vaulted Ceiling(s)
  • Flooring: Carpet,Tile
  • Finished area below ground: 960
  • Finished area above ground: 1,284

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,284
  • Total interior livable area: 1,284 sqft

Property

Details

  • Parcel number: 480101827900010010000000
  • Zoning: 06

Features

  • Patio & porch: Covered

Lot

  • Lot size: 4,356 sqft
  • Features: Cleared,Corner Lot,Open Lot

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Ulster County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,895$22,740
Home Insurance *$125$1,500
Property Taxes $506$6,072
Electricity $246$2,954
Total$2,772$33,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,040/yr
40% on housing$83,160/yr
45% on housing$73,920/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.7%
2.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$292This listing

vs Other Active Listings

Avg $/sqft

ZIP 12477$268
Ulster County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 12477$220
Ulster County$261

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Price change$374,900
2026-07-06Listed for sale$385,000
1994-05-25Sold$41,650

For Sale by Agent

AgentEliana Amodio
BrokerageAmodio Real Estate & Prop

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