560 W Saugerties Road, Saugerties, NY, 12477
About This Home
Here's your unique opportunity to own a serene, mountainside1893 cottage. Lovingly maintained and thoughtfully updated with modern comforts, this 2-bedroom, 1.5-bath home offers a privately-set retreat with an historic red barn and stunning mountain backdrop--yet just 15 minutes from the vibrant shops and cultural attractions of Woodstock and Saugerties. The interior showcases wide-plank hardwood floors and rustic ceiling beams throughout. The country kitchen features stainless steel appliances and a separate pantry, flowing into a full-sized beamed dining room with large windows and a French door that opens to the enclosed porch. From there, step into the inviting living room with a wood-burning stove and a convenient half-bath. Upstairs are the 2 bedrooms, featuring a comfortable main bedroom with en suite, generously sized bathroom featuring a claw-foot bathtub/shower and washer/dryer. Both bedrooms feature wide-board floors and original entry doors. Outdoors, enjoy the perennial gardens, bluestone patio, beautiful rock outcroppings, and the versatile red storage barn that has electricity and can be transformed into a garage, studio, or large workshop. The porch leads out to a large fully enclosed area for a dog to enjoy. A brand new septic system was recently installed. A gravel driveway leads to the house, that is well set back from the quiet country road. Nearby hiking trails, waterfalls, and swimming holes provide endless opportunities for recreation. With its mix of privacy, charm, and accessibility to Woodstock and Saugerties, this enchanting residence is a rare opportunity for buyers seeking a character-rich retreat less than two hours from New York City. Note: Property is at the end of West Saugerties Rd which stays open all year round and is well maintained by the town.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1893
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Asphalt,Clapboard,Concrete,Foam Insulation,Wood Siding,See Remarks
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Washer/Dryer Stacked,Stainless Steel Appliance(s),Oven,Free-Standing Refrigerator,Free-Standing Gas Range,Free-Standing Freezer,Electric Water Heater,Dryer
- Laundry features: Electric Dryer Hookup,Upper Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Concrete,Dirt Floor,Partial,Sump Pump,Walk-Up Access
Bedroom
- Level: Second
- Area: 132
- Dimensions: 11 x 12
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: First
- Area: 144
- Dimensions: 12 x 12
Features
- Beamed Ceilings,Pantry,Walk-In Closet(s)
- Flooring: Tile,Wood
- Finished area below ground: 0
- Finished area above ground: 1,063
Heating & Cooling
- Heating features: Electric,Propane,Wood Stove
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 1,063
- Total interior livable area: 1,063 sqft
Kitchen
- Level: First
- Area: 116.1
- Dimensions: 9 x 12.9
Living Room
- Level: First
- Area: 180
- Dimensions: 15 x 12
Master Bathroom
- Level: Second
- Area: 108
- Dimensions: 12 x 9
Master Bedroom
- Level: Second
- Area: 144
- Dimensions: 12 x 12
Other
- Level: Main
Property
Details
- Parcel number: 7.4347
- Zoning: 210
- Zoning description: R
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio,Porch
- Exterior features: Dog Run,Garden,Private Yard,Rain Gutters
- Has view: Yes
- View description: See Remarks
Lot
- Lot size: 1.50 Acres
- Features: Garden,Gentle Sloping,Landscaped,Many Trees,Private,Sloped
Parking
- Parking features: Off Street,Gravel
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Ulster County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,199 | $26,388 |
| Home Insurance * | $145 | $1,740 |
| Property Taxes | $587 | $7,044 |
| Electricity | $246 | $2,954 |
| Total | $3,177 | $38,124 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Listed for sale | $435,000 |
| 2025-09-04 | Listing removed | $425,000 |
| 2025-08-27 | Listed for sale | $425,000 |
| 2021-06-10 | Listing removed | -- |
| 2021-05-13 | Listed for rent | $2,900 |
| 2005-09-28 | Sold | $210,000 |
For Sale by Agent
View on Zillow