409 Peoples Lane, Saugerties, NY, 12477
About This Home
Historic 1368sf 1860s Cape with Stunning Barn on a Quiet Dead-End Road. Discover the perfect blend of historic charm and everyday comfort in this beautifully maintained 1860s Cape-style home, tucked away at the end of a peaceful road on a quarter-acre lot in desirable Saugerties. Offering 2 bedrooms and 2 full baths, this inviting home is filled with warmth and character. A classic covered front porch welcomes you to relax with your morning coffee, enjoy a shaded afternoon, or watch a summer thunderstorm roll by from your favorite rocking chair. The enclosed stone patio overlooks a private, lush backyard, creating the perfect setting for outdoor dining, entertaining, or simply unwinding. The thoughtfully designed interior features a spacious living room, formal dining room, library or study, kitchen, dedicated laundry room, and a full bath on the main level. Upstairs, you'll find two comfortable bedrooms and a second full bath. A true highlight of this property is the exceptional 704sf barn, offering incredible flexibility for artists, makers, hobbyists, home office space, or a workshop. Complete with electricity, the barn features a large main room, two additional rooms, and a full walk-up attic with outstanding potential to be finished into additional usable space. Ideally located just minutes from the vibrant Villages of Saugerties and Woodstock, local shops, restaurants, hiking trails, and the Hudson River, this one-of-a-kind property offers the rare opportunity to own a home rich in history with endless possibilities.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1860
Materials
- Foundation: Combination
- Roof: Metal
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Washer/Dryer,Refrigerator,Gas Range,Dishwasher
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Partial
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- 3 Seasons Room,Bookcases,Natural Woodwork,Pantry
- Flooring: Hardwood,Parquet,Tile
- Finished area below ground: 0
- Finished area above ground: 1,368
Heating & Cooling
- Heating features: Baseboard,Ductless,Heat Pump,Oil
- Cooling features: Ductless
Interior Area
- Total structure area: 1,368
- Total interior livable area: 1,368 sqft
Property
Details
- Parcel number: 8.4427
- Zoning: 01
Features
- Patio & porch: Covered,Front Porch,Glass Enclosed,Patio
- Exterior features: Private Yard
Lot
- Lot size: 0.25 Acres
Parking
- Parking features: Driveway,Carport
- Has uncovered spaces: Yes
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Ulster County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,643 | $19,716 |
| Home Insurance * | $108 | $1,296 |
| Property Taxes | $438 | $5,256 |
| Electricity | $246 | $2,954 |
| Total | $2,435 | $29,220 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Contingent | $325,000 |
| 2026-07-28 | Listed for sale | $325,000 |
| 2019-08-01 | Sold | $162,500 |
| 2019-05-29 | Price change | $175,000 |
| 2019-05-07 | Price change | $179,900 |
| 2019-04-25 | Listed for sale | $189,900 |
| 2019-03-25 | Pending sale | $189,900 |
| 2019-01-29 | Listed for sale | $189,900 |
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