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42 Red Maple Road, Saugerties, NY, 12477

3beds
3baths
2,054sqft
$349,000
$170price/sqft
$2,690/moest. monthly cost
$107,600/yrincome needed

About This Home

Filled with natural sunlight, this beautifully maintained 3-bedroom, 2.5-bath townhome offers comfort, convenience, and exceptional value in the established Twin Maples community. Step inside to an inviting open-concept layout featuring vaulted ceilings, gleaming wood floors, and a cozy wood-burning fireplace that anchors the spacious living room. The well-designed kitchen provides abundant counter space, generous pantry storage, and a bright breakfast area perfect for casual dining. Convenient main-level amenities include an attached garage and powder room, while sliding glass doors lead to a rear deck ideal for outdoor dining, gardening, relaxing in the sun, or weekend barbecues. The backyard offers plenty of room for recreation, pets, and outdoor enjoyment. Upstairs, the oversized primary suite features a private ensuite bath and large walk in closet, while a second bedroom and full bath provide comfortable accommodations for family or guests. The loft space offers an opportunity for quiet reading or study space. The lower level adds flexibility with a third bedroom and a separate den/home office--perfect for today's remote work lifestyle. A utility area and large storage closet complete the lower level. Enjoy the benefits of municipal water, sewer, and natural gas, all in a prime location with no HOA fees. This move-in-ready home combines space, functionality, and low-maintenance living in a highly desirable setting.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

6/10
4/10
7/10

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Block,Frame,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Washer,Refrigerator,Range,Dryer,Dishwasher
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Interior Entry,Walk-Out Access

Bathroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Pantry
  • Door features: Sliding Doors
  • Flooring: Carpet,Linoleum,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 530
  • Finished area above ground: 1,524

Heating & Cooling

  • Heating features: Baseboard,Electric,Hot Water,Natural Gas
  • Cooling features: Ceiling Fan(s),Window Unit(s)

Interior Area

  • Total structure area: 2,054
  • Total interior livable area: 2,054 sqft

Kitchen

  • Level: First

Laundry

  • Level: Lower

Living Room

  • Level: First

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second

Office

  • Level: Lower

Other

  • Level: First

Property

Details

  • Parcel number: 29.9
  • Zoning: 210 1 fam

Features

  • Levels: Three Or More
  • Pool features: None
  • Patio & porch: Rear Porch

Lot

  • Lot size: 3,484 sqft
  • Features: Level

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Ulster County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$116$1,392
Property Taxes $471$5,652
Electricity $339$4,073
Total$2,690$32,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,228/yr
40% on housing$80,700/yr
45% on housing$71,733/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.7%
2.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 12477$270
Ulster County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 12477$220
Ulster County$261

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Listed for sale$349,000
2026-08-06Contingent$349,000
2026-07-08Price change$349,000
2026-06-19Listed for sale$359,000
2004-03-05Sold$159,250
1998-03-27Sold$85,000

For Sale by Agent

AgentCatherine Lenz
BrokerageHoward Hanna Rand Realty

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