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11 Rose Mountain Road, Big Indian, NY, 12410

2beds
2baths
1,020sqft
$299,000
$293price/sqft
$2,239/moest. monthly cost
$89,560/yrincome needed

About This Home

ONLY A 5 MINUTE DRIVE TO BELLEAYRE MOUNTAIN SKI CENTER! This home is perfect for ski season and all year round. Cross over the gentle stream running alongside Rose Mountain Road and enter the setting of this cozy and well-maintained home, which offers a sense of privacy while still having a convenient location with easy maintenance. The interior has been carefully updated over time, and looks beautiful with WOOD FLOORS, EXPOSED BEAMS, two bedrooms, two full bathrooms, and a large open family room downstairs. Enjoy the outdoors either from the BALCONY or down at the fire pit in the yard surrounded by tall trees. Along with its location so close to Belleayre, this home is also just a short drive to the wonderful towns of Phoenicia, Pine Hill, Fleischmanns, and Margaretville as well as all other area attractions including hiking, biking, kayaking, fishing, farmer's markets, and more. Come see this home now and find your Catskill Dream!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

--
9/10
Onteora Middle SchoolGrades 7-812.7 mi
7/10
Onteora High SchoolGrades 9-1212.7 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Concrete,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Washer/Dryer Stacked,Refrigerator,Electric Range,Electric Oven
  • Laundry features: In Bathroom,Lower Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,020

Heating

  • Heating features: Baseboard,Hot Water,Oil

Interior Area

  • Total structure area: 1,020
  • Total interior livable area: 1,020 sqft

Property

Details

  • Parcel number: 4.14114
  • Zoning: R1.5

Features

  • Levels: Two
  • Exterior features: Fire Pit

Lot

  • Lot size: 0.46 Acres

Parking

  • Parking features: Attached Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Cold Wave
Winter Weather

FEMA Declared Disasters in Ulster County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$79$948
Property Taxes $403$4,836
Electricity $246$2,954
Total$2,239$26,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,765/yr
40% on housing$67,170/yr
45% on housing$59,706/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.7%
2.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$293This listing

vs Other Active Listings

Avg $/sqft

ZIP 12410$201
Ulster County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 12410$253
Ulster County$261

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-08Listed for sale$299,000
2023-03-21Listing removed--
2022-09-19Listed for sale$299,000
2018-12-05Sold$120,000
2018-07-14Listed for sale$139,000

For Sale by Agent

AgentJoshua Slater
BrokerageThe Catskill Dream Team

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