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468 Decker Road, Wallkill, NY, 12589

1beds
1baths
748sqft
$314,900
$421price/sqft
$2,372/moest. monthly cost
$94,880/yrincome needed

About This Home

Set back on more than 6 picturesque acres, this private retreat offers the blend of peaceful country living and open land. Spanning two adjoining parcels-approx. 1,.8 acres in the Town of Shawangunk and 4.88 acres in the Town of Gardiner- the property provides endless possibilities for recreation, gardening, entertaining or simply enjoying the surrounding natural beauty. This charming high ranch is thoughtfully designed with the main living space located on the upper level, where abundant windows fill the home with natural light and offer beautiful views of nature. Here you'll find the bright kitchen, dining area, a comfortable living room, a spacious bedroom complete with laundry and a full bath, creating an efficient and inviting layout. The lower level features the main entry, a spacious oversized two-car heated garage, and a utility area offering excellent storage and a workshop area. Additionally, a backyard shed offers storage for lawn equipment, gardening tools and seasonal items. Located just a few minutes from renowned local destinations such as Wildflower Farms Auberge Resort, Yogi Bear Jellystone Park, Whitecliff and Robibero Wineries, Gardiner Brewery, Wright's farmstand, Tuthilltown Distillery, Skydive The Ranch, Mohonk Preserve, Minnewaska State Park, and the Wallkill-Valley Rail Trail. Centrally located to commuter roads, this property is 75 miles to NYC, convenient to Stewart International Airport, and the Metro-North Train. Come experience the tranquility and possibilities this special property has to offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

4/10
7/10
7/10

Construction

Condition

  • Year built: 1997

Materials

  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Refrigerator,Microwave,Electric Oven,Dryer
  • Laundry features: Laundry Closet,Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Pantry,Recessed Lighting
  • Flooring: Carpet,Linoleum
  • Finished area below ground: 0
  • Finished area above ground: 748

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 748
  • Total interior livable area: 748 sqft

Property

Details

  • Parcel number: 99.2211.2
  • Zoning: SP1

Features

  • Exterior features: Private Yard
  • Has view: Yes
  • View description: Creek/Stream,Mountain(s)
  • Has water view: Yes
  • Water view: Creek/Stream

Lot

  • Lot size: 6.60 Acres
  • Features: Gentle Sloping,Private,Wooded

Parking

  • Total spaces: 2
  • Parking features: Shared Driveway,Workshop in Garage,Heated Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado
Cold Wave
Hail
Hurricane
Winter Weather

FEMA Declared Disasters in Ulster County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$109$1,308
Property Taxes $425$5,100
Electricity $246$2,954
Total$2,372$28,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,325/yr
40% on housing$71,160/yr
45% on housing$63,253/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.7%
2.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$421This listing

vs Other Active Listings

Avg $/sqft

ZIP 12589$276
Ulster County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 12589$234
Ulster County$261

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$314,900

For Sale by Agent

AgentNancy Diehl
BrokerageRita Levine Real Estate

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