See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

124 Rutsonville Road, Shawangunk, NY, 12589

4beds
3baths
2,888sqft
$699,000
$242price/sqft
$5,197/moest. monthly cost
$207,880/yrincome needed

About This Home

SELLER TO INSTALL BRAND-NEW MINI-SPLITS THROUGHOUT THE ENTIRE HOME & BONUS ROOM PRIOR TO CLOSING (includes transferable warranty: 12-yr compressor / 7-yr parts / 2-yr labor)! Offered well below the recent $730K appraised value (appraisal available upon request), this turnkey 2,888 sq. ft. Colonial sits on 3 private, peaceful acres and comes complete with a brand-new roof with transferable warranty. Lovingly rebuilt and updated in 2020 by a Southern custom home contractor, this move-in ready gem showcases new true hardwood floors, updated plumbing, and a whole-house generator. Step inside to a sun-drenched living room with soaring cathedral ceilings, an atrium window, a wood-burning fireplace, and custom built-in bookshelves. Slide open the rustic barn door to reveal a private dedicated office space. The new chef’s kitchen features polished granite countertops, a large center island, classic farm sink, modern lighting, and stainless steel appliances. Each bath is custom-designed with hand-selected fixtures, custom vanities, and pipe-and-wood shelving. Upstairs, a unique bonus studio with a wet bar (sink & mini-fridge) offers the perfect space for a guest suite, art studio, or gym. Need more room? The full walk-out basement with high ceilings is ready for your finishing touches. Outside, entertain effortlessly on your massive 2-level deck with ambient lighting, gather around the fire pit, or explore your own private wooded trails. Enjoy complete country seclusion with the convenience of quick access to I-84 and I-87 for an easy commute. All the heavy lifting has been done - just turn the key and move right in. Schedule your private tour today!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

4/10
7/10
7/10

Construction

Condition

  • Year built: 2001

Materials

  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Other,Range,Refrigerator,Washer
  • Laundry features: Washer/Dryer Hookup,Electric Dryer Hookup,Inside,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • First Floor Full Bath,Cathedral Ceiling(s),Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,Formal Dining,Granite Counters,His and Hers Closets,In-Law Floorplan,Kitchen Island,Open Kitchen,Pantry,Primary Bathroom,Storage,Walk-In Closet(s)
  • Window features: Blinds,Double Pane Windows
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Attic: Pull Stairs,Storage

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Oil
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 4,032
  • Total interior livable area: 2,888 sqft

Property

Details

  • Parcel number: 5200099.0020004021.0000000
  • Special condition: None

Features

  • Patio & porch: Covered,Deck,Porch
  • Exterior features: Lighting,Rain Gutters
  • Fencing: Partial

Lot

  • Lot size: 3 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Ulster County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$243$2,916
Property Taxes $943$11,316
Electricity $477$5,727
Total$5,197$62,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$178,182/yr
40% on housing$155,910/yr
45% on housing$138,586/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.7%
2.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$242This listing

vs Other Active Listings

Avg $/sqft

ZIP 12589$274
Ulster County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 12589$234
Ulster County$261

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-08Listed for sale$699,000
2026-06-08Listing removed$725,000
2026-05-16Listed for sale$725,000
2020-05-11Sold$341,500
2020-04-18Pending sale$349,000
2020-02-19Listed for sale$349,000
2016-10-31Sold$321,000
2016-09-12Pending sale$324,900
2016-07-21Price change$324,900
2016-07-13Price change$339,900
2015-08-07Price change$339,000
2015-07-11Listed for sale$359,900
1996-01-24Sold$23,400

For Sale by Agent

AgentKelly R. Romano
BrokerageKeller Williams Realty

Similar Homes