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39 Canal Street, Ellenville, NY, 12428

--beds
--baths
--sqft
$304,000
--price/sqft
$2,397/moest. monthly cost
$95,880/yrincome needed

About This Home

Three unit building located in the Village of Ellenville. Currently 1 tenant in place. 2 other intis are vacant. Easy to show.

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

7/10
4/10
Ellenville High SchoolGrades 7-120.4 mi

Construction

Condition

  • Year built: 1930

Materials

  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Triplex,Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Features

  • Other

Heating & Cooling

  • Heating features: Electric,Oil,Other
  • Cooling features: None

Property

Details

  • Parcel number: 5601083.0770005006.0000000
  • Special condition: None

Lot

  • Lot size: 6,534 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Hurricane
Tornado
Winter Weather

FEMA Declared Disasters in Ulster County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,537$18,444
Home Insurance *$204$2,448
Property Taxes $410$4,920
Electricity $246$2,954
Total$2,397$28,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,182/yr
40% on housing$71,910/yr
45% on housing$63,920/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.7%
2.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 12428$242
Ulster County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 12428$207
Ulster County$261

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Price change$304,000
2026-05-18Listed for sale$319,000
2022-01-11Sold$169,000
2021-12-15Pending sale$195,000
2021-11-16Listed for sale$195,000
2020-03-18Sold$80,000
2016-04-26Listing removed$119,000
2015-09-29Listed for sale$119,000
2011-05-26Sold$98,000
2009-09-03Sold$95,000
2003-01-06Sold$83,000
2001-06-05Sold$41,000

For Sale by Agent

AgentJoel S. Fisher
BrokerageNationwide Houses LLC

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