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8 Elm Street, Ellenville, NY, 12428

--beds
--baths
1,710sqft
$369,000
$216price/sqft
$2,893/moest. monthly cost
$115,720/yrincome needed

About This Home

This two-unit multi-family property in Ellenville offers a smart blend of investment potential and comfortable living, featuring three bedrooms and two bathrooms across a practical layout. Occupy one unit and rent the other, or lease both for reliable returns. Each unit includes inviting living areas and a primary bedroom that feels like a true retreat. Liberty Square is a short distance away, Ellenville Middle School sits nearby, and Tops Friendly grocery is a quick drive for daily essentials. Set in the heart of the Hudson Valley, this flexible opportunity is ready for your private showing today.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

7/10
4/10
Ellenville High SchoolGrades 7-120.6 mi

Construction

Condition

  • Year built: 1932

Materials

  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Features

  • Open Floorplan

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Oil,Steam
  • Cooling features: None

Interior Area

  • Total structure area: 1,710
  • Total interior livable area: 1,710 sqft

Property

Details

  • Parcel number: 5601091.0860002003.0000000
  • Special condition: None

Lot

  • Lot size: 7,841 sqft

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Hurricane
Tornado
Winter Weather

FEMA Declared Disasters in Ulster County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$248$2,976
Property Taxes $498$5,976
Electricity $282$3,391
Total$2,893$34,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,188/yr
40% on housing$86,790/yr
45% on housing$77,146/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.7%
2.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 12428$241
Ulster County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 12428$207
Ulster County$261

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-11Listed for sale$369,000

For Sale by Agent

AgentKevin Sanabria
BrokerageeRealty Advisors, Inc

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