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20 Nevins Street, Ellenville, NY, 12428

3beds
2baths
1,520sqft
$319,999
$211price/sqft
$2,515/moest. monthly cost
$100,600/yrincome needed

About This Home

OPEN HOUSE HAS BEEN RESCHEDULED FOR WEDNESDAY 6/24/2026. Offered to the public for the first time in over 50 years, this beautifully renovated home is a rare opportunity you won't want to miss. Completely restored down to the studs, it offers the feel of a brand-new home without the premium price tag. Nestled in a quiet, established neighborhood, you'll enjoy the perfect balance of peace and privacy while remaining conveniently close to shopping, dining, schools, and major commuter routes. Inside, you'll find 3 spacious bedrooms and 2 full bathrooms, along with a bright, open-concept floor plan designed for modern living. Beautiful hardwood floors flow throughout the home, complemented by an abundance of natural light that creates a warm and inviting atmosphere. The spacious kitchen offers ample room for an eat-in dining area or the addition of a large center island, providing even more workspace and gathering space. Stainless steel appliances add a stylish touch, and plumbing is already in place for a future dishwasher installation. A convenient first-floor laundry room eliminates the need to carry laundry up and down stairs. The full-size basement has been protected with exterior French drains, helping to keep the space dry and ready for storage, a workshop, recreation area, or future finishing possibilities. For year-round comfort, mini-split systems have been installed throughout much of the home, allowing individualized temperature control in multiple rooms. This move-in-ready home combines modern updates, thoughtful features, and timeless charm in a desirable location. Schedule your showing today and see everything this exceptional property has to offer. *Note: Square footage listed has upstairs which is not included in municipal records.*

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

7/10
4/10
Ellenville High SchoolGrades 7-120.8 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1935

Materials

  • Construction materials: Energy Star,Foam Insulation,Vinyl Siding

Notable Dates

  • Major remodel year: 1935

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modern,Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Electric Water Heater,ENERGY STAR Qualified Appliances,Exhaust Fan,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Washer/Dryer Hookup,Electric Dryer Hookup,Laundry Room,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Storage Space

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • First Floor Bedroom,First Floor Full Bath,Eat-in Kitchen,Entrance Foyer,High Ceilings,High Speed Internet,Open Floorplan,Open Kitchen,Primary Bathroom,Recessed Lighting,Walk Through Kitchen,Walk-In Closet(s)
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning Stove
  • Fireplace: Yes
  • Attic: Finished

Heating & Cooling

  • Heating features: Electric,ENERGY STAR Qualified Equipment
  • Cooling features: Ductless,Electric,ENERGY STAR Qualified Equipment,Multi Units

Interior Area

  • Total structure area: 1,520
  • Total interior livable area: 1,520 sqft

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second

Property

Accessibility

  • Accessibility features: Accessible Central Living Area,Accessible Doors,Accessible Full Bath

Details

  • Parcel number: 5601091.0860005010.0000000
  • Special condition: None

Features

  • Levels: Two
  • Exterior features: Lighting,Mailbox,Rain Gutters
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 6,534 sqft
  • Features: Back Yard,Corner Lot,Front Yard,Near Golf Course,Near Public Transit,Near School,Near Shops

Parking

  • Total spaces: 3
  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Hurricane
Tornado
Winter Weather

FEMA Declared Disasters in Ulster County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,618$19,416
Home Insurance *$215$2,580
Property Taxes $431$5,172
Electricity $251$3,014
Total$2,515$30,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,228/yr
40% on housing$75,450/yr
45% on housing$67,066/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.7%
2.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 12428$242
Ulster County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 12428$207
Ulster County$261

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$319,000
2026-07-25Price change$319,999
2026-07-10Price change$323,499
2026-06-20Listed for sale$324,999
2026-04-02Sold$85,000

For Sale by Agent

AgentHarmoni VanEtten
BrokerageeXp Realty

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