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121 State Route 372, Cambridge, NY, 12816

5beds
3baths
2,976sqft
$369,000
$124price/sqft
$3,040/moest. monthly cost
$121,600/yrincome needed

About This Home

Step into beautifully updated Greek Revival located in Cambridge. Offering 5 bedrooms, 2.5 baths, and an exceptional blend of period character and modern convenience. Original wood flooring, & timeless details remain throughout, complemented by extensive improvements including a spacious gourmet kitchen, beautifully remodeled baths, new windows, hot water baseboard heating, and the peace of mind provided by a whole-house generator. With two potential primary bedroom suites, this flexible floor plan easily accommodates multi-generational living, guests, or today's work-from-home lifestyle. Outside, the impressive carriage barn is truly a rare find. Original horse stalls remain in remarkable condition, showcasing the property's rich history, while the expansive upper level offers endless possibilities for storage, hobbies, workshop space, entertaining, or future creative use. Every corner of this home reflects the care, investment, & attention to detail that have gone into its restoration and modernization. The result is a property that honors its heritage while delivering the comfort and functionality today's buyers desire. Located just outside the Village of Cambridge, you'll enjoy easy access to local shops, restaurants, arts, and community events, including Hubbard Hall and the renowned Cambridge Valley Balloon Festival. Outdoor enthusiasts will appreciate the proximity to hiking, fishing, skiing, and recreation throughout Washington County. Cambridge is conveniently located near Bennington, Vermont, as well as the cultural, and dining destinations to Saratoga, Manchester & Capital District Appreciate being approximately 25 miles from Saratoga Springs, about 35 miles from Glens Falls, roughly 45 miles from Albany, and just minutes from the Vermont border, making this a perfect location for those seeking small-town charm with convenient access to regional destinations.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1880

Materials

  • Foundation: Stone
  • Roof: Slate
  • Construction materials: Clapboard,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Greek Revival
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Oven,Range,Refrigerator
  • Laundry features: In Bathroom,Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Full,Interior Entry,Unfinished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • High Speed Internet,Ceiling Fan(s),Built-in Features,Eat-in Kitchen
  • Door features: French Doors
  • Window features: Blinds
  • Flooring: Wood,Ceramic Tile,Hardwood,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 2,976

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Second

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Oil,Propane Tank Leased
  • Cooling features: None

Interior Area

  • Total structure area: 2,976
  • Total interior livable area: 2,976 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Level: Second

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 255.1431
  • Zoning description: Single Residence
  • Special condition: Standard

Features

  • Pool features: Above Ground
  • Patio & porch: Side Porch,Covered
  • Exterior features: Lighting
  • Has view: Yes
  • View description: Pasture

Lot

  • Lot size: 0.45 Acres
  • Features: Level,Road Frontage,Views

Parking

  • Total spaces: 6
  • Parking features: Paved,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Lightning

FEMA Declared Disasters in Washington County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$153$1,836
Property Taxes $531$6,372
Electricity $491$5,901
Total$3,040$36,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,228/yr
40% on housing$91,200/yr
45% on housing$81,066/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.7%
3.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 12816$196
Washington County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 12816$168
Washington County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Price change$369,000
2026-05-29Listed for sale$399,000
2013-08-15Sold$169,000
2013-03-02Price change$170,000
2013-01-14Price change$180,000
2012-06-01Listed for sale$187,500
2012-02-05Listing removed$195,000
2011-08-04Listed for sale$195,000
2010-11-26Listing removed$199,000
2010-09-28Listed for sale$199,000
2009-08-31Listing removed$209,000
2009-08-08Listed for sale$209,000
2008-08-04Listing removed$220,900
2008-06-11Price change$220,900
2007-12-17Price change$224,900
2007-11-16Listed for sale$229,900

For Sale by Agent

AgentPenny M Spiezio
BrokeragePennyDot Realty

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