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37 E Main Street, Granville, NY, 12832

4beds
2baths
2,431sqft
$99,000
$41price/sqft
$1,109/moest. monthly cost
$44,360/yrincome needed

About This Home

Unlock the Potential! Bring your vision and creativity to this fixer-upper full of opportunity. Whether you're an investor, a flipper, or a buyer looking to customize your dream home, this property offers endless possibilities. This former duplex, now single family home has a spacious layout and a generous lot, this home is ready for a complete transformation. While it needs repairs and updates, the potential is undeniable. Reimagine the interior, modernize the finishes, and create a space that reflects your style and adds lasting value. Some work has been completed! New 1'' Pex watermain installed from street to house; much of the foundation repair has been completed. If you're looking for your next project or an investment with upside potential, don't miss this opportunity. Property is being sold as-is. Schedule your showing today and imagine the possibilities!

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

3/10
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Construction

Condition

  • Property condition: Fixer
  • Year built: 1910

Materials

  • Roof: Slate
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Old Style
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: None

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Dining Room

  • Level: Second

Features

  • Flooring: Wood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,431

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second

Heating & Cooling

  • Heating features: Oil
  • Cooling features: None

Interior Area

  • Total structure area: 2,431
  • Total interior livable area: 2,431 sqft

Kitchen

  • Level: First

Kitchen

  • Level: Second

Living Room

  • Level: First

Living Room

  • Level: Second

Property

Details

  • Parcel number: 533201 117.1562
  • Zoning description: Single Residence
  • Special condition: Standard
  • Other equipment: None

Features

  • Patio & porch: Porch
  • Exterior features: None

Lot

  • Lot size: 0.34 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Washington County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $500$6,000
Home Insurance *$66$792
Property Taxes $142$1,704
Electricity $401$4,820
Total$1,109$13,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,022/yr
40% on housing$33,270/yr
45% on housing$29,573/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.7%
3.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$41This listing

vs Other Active Listings

Avg $/sqft

ZIP 12832$165
Washington County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 12832$122
Washington County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$99,000
2023-09-06Sold$55,000
2009-05-15Sold$137,800

For Sale by Agent

AgentJessica Mcwain
BrokerageBerkshire Hathaway Home Services Blake

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