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92 E Main Street, Granville, NY, 12832

4beds
2baths
1,302sqft
$289,000
$222price/sqft
$2,318/moest. monthly cost
$92,720/yrincome needed

About This Home

Clean, clean, clean 4 bedroom, 2 full bath home. Flowing floor plan, refinished hardwood floors throughout, totally redone from top to bottom. New appliances, newer furnace. Furnishings are not included in the price, but could be negotiated. Large deck off the kitchen dining with views of the undeveloped fields behind this home. Nice front porch to sit and watch people coming and going from VT. This home sits on the VT border even though it in NY for the list price. The property has most recently been used as an airbnb rental with a good income history. Seller has other plans for the resources.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

4/10
--

Construction

Condition

  • Year built: 1880

Materials

  • Construction materials: Drywall,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Old Style
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Oven,Oven,Refrigerator,Washer,Wine Cooler

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Entry

  • Level: First

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,302

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Oil
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,302
  • Total interior livable area: 1,302 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 533201 117.15616
  • Special condition: Standard

Features

  • Entry location: First
  • Exterior features: None

Lot

  • Lot size: 0.27 Acres

Parking

  • Total spaces: 4
  • Parking features: Off Street,Stone,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Washington County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance *$195$2,340
Property Taxes $416$4,992
Electricity $246$2,954
Total$2,318$27,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,474/yr
40% on housing$69,540/yr
45% on housing$61,813/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.7%
3.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 12832$154
Washington County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 12832$122
Washington County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Price change$289,000
2026-01-16Listed for sale$299,000
2025-07-03Sold$50,000
2020-09-23Sold$32,000
2015-04-29Listing removed$49,900
2015-04-28Listed for sale$49,900
2014-11-10Listing removed$59,900
2014-03-26Price change$59,900
2013-11-10Listed for sale$65,000
2012-09-19Listing removed$73,700
2012-08-23Listed for sale$73,700
1994-10-21Sold$45,000

For Sale by Agent

AgentCynthia Hollister
BrokerageNY & VT Real Estate Company LL

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