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8850 Ridgewood Rd, Rock Island, IL, 61201

3beds
2baths
1,442sqft
$274,900
$191price/sqft
$2,306/moest. monthly cost
$92,240/yrincome needed

About This Home

3-bed, 2-bath home in Rock Island with an oversized 2-car garage set on 7.5 surveyed acres-fully renovated inside and out with space, updates, and a peaceful setting. The main level features a spacious living room, dining area, updated kitchen with an eating area, main floor laundry, primary bedroom, and a full bathroom. Upstairs includes two large bedrooms with hardwood flooring, a walk-in closet, and a versatile bonus space between the bedrooms. Recent improvements include new carpeting, fresh paint in most rooms, and relocated main floor laundry with a new washer and dryer. The kitchen has been completely renovated with new cabinets, countertops, flooring, appliances, and an improved layout. The main level bathroom has also been updated with a new vanity, flooring, and paint. The basement offers an open layout with space for future finishing, including a bathroom. Major mechanical updates include a new furnace and A/C in 2026, along with newer roof, siding, windows, and water heater. Exterior improvements include removal of trees and an outbuilding, with newly seeded ground beginning to establish. Property has been surveyed with boundary flags in place. Schedule your showing today.

Getting Around

8
WalkingCar-Dependent
26
TransitSome Transit
9
BikeSomewhat Bikeable

Schools

6/10
3/10
Edison Jr High SchoolGrades 7-82.9 mi
2/10
Rock Island High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Brick/Mortar
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Stainless Steel Appliance(s),Gas Cooktop,Gas Oven,Gas Water Heater
  • Laundry features: Main Level,Gas Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Unfinished,Partial

Bedroom2

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 187
  • Dimensions: 11X17

Bedroom3

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 170
  • Dimensions: 10X17

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 165
  • Dimensions: 15X11

Eating Area

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 78
  • Dimensions: 13X6

Features

  • 1st Floor Bedroom,1st Floor Full Bath,Built-in Features,Walk-In Closet(s),Bookcases,Granite Counters
  • Door features: Storm Door(s)
  • Flooring: Carpet
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,402
  • Total interior livable area: 1,442 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Eating Area-Table Space,Granite Counters),Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 110
  • Dimensions: 11X10

Laundry

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 70
  • Dimensions: 7X10

Living Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 165
  • Dimensions: 15X11

Master Bedroom

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 110
  • Dimensions: 10X11

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1634200001
  • Special condition: None
  • Other equipment: Ceiling Fan(s),Sump Pump

Features

  • Stories: 1
  • Patio & porch: Deck
  • Has view: Yes

Lot

  • Lot size: 7.50 Acres
  • Features: Corner Lot,Wooded,Backs to Trees/Woods,Level,Views
  • Lot size dimensions: 389x641x369x732

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Yes,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Ice Storm

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$299$3,588
Property Taxes $487$5,844
Electricity $130$1,569
Total$2,306$27,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,062/yr
40% on housing$69,180/yr
45% on housing$61,493/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 61201$69
Rock Island County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 61201$86
Rock Island County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-06Sold$122,000

For Sale by Agent

AgentRichard Bassford, CRS
BrokerageRE/MAX Concepts Bettendorf

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