See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

366 Ryan Road, Greenwich, NY, 12834

3beds
2baths
1,578sqft
$419,999
$266price/sqft
$3,185/moest. monthly cost
$127,400/yrincome needed

About This Home

Easy living on 18+ acres in a country setting! This ranch style home provides single-level living w/ 3 bedrooms and 2 baths. Just shy of 1,600 square feet, this home features an open concept living room/dining room/kitchen as well as a primary bedroom w/ its own bathroom! This one-owner house is in excellent condition inside & out and offers a blank canvas for its next owner to add their own personal touches! You will LOVE the convenient 1st floor laundry and the screened-in back porch- perfect for your morning coffee! Features a woodstove in the living room & basement which provides a comfortable and alternative heat source. Garnish your own firewood from your own land (the 18+ acres is mostly wooded.) The attached 2-car garage provides an efficient entry into the home. Located in the Greenwich Schools! Nice, country location yet only minutes to the Village of Greenwich where you'll find a variety of shops, cafes, restaurants, brewery, library and more! Only 30 minutes to Saratoga Springs (famous for its horse racing), 35 minutes to Glens Falls, 50 min to Troy and 55 min to Albany. Close to all that Vermont has to offer! SPECTRUM high-speed internet available. Setup a private showing soon! Showings start Wed 7/8.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

5/10

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Built-in Features
  • Door features: Sliding Doors
  • Flooring: Vinyl,Carpet,Linoleum
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,578

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Electric,Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 1,578
  • Total interior livable area: 1,578 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 533489 222.15.6
  • Special condition: Standard
  • Other equipment: None

Features

  • Patio & porch: Rear Porch,Screened,Enclosed,Front Porch
  • Exterior features: None
  • Fencing: None
  • Has view: Yes
  • View description: Pasture

Lot

  • Lot size: 18.34 Acres
  • Features: Private,Road Frontage,Sloped,Wooded

Parking

  • Total spaces: 6
  • Parking features: Stone,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Cold Wave
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Washington County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$197$2,364
Property Taxes $605$7,260
Electricity $260$3,129
Total$3,185$38,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,200/yr
40% on housing$95,550/yr
45% on housing$84,933/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.7%
3.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$266This listing

vs Other Active Listings

Avg $/sqft

ZIP 12834$223
Washington County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 12834$212
Washington County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$419,999
2026-07-07Listed for sale$439,999
2004-12-17Sold$135,100

For Sale by Agent

AgentNorman J Benjamin
BrokerageKW Platform

Similar Homes