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1161 State Route 313, Cambridge, NY, 12816

4beds
3baths
1,484sqft
$989,900
$667price/sqft
$7,089/moest. monthly cost
$283,560/yrincome needed

About This Home

25 acres, a river at your back, multiple structures, & more beauty & possibilities than most properties twice the price! A rare combination of residential comfort, functional outbuildings,& genuine business infrastructure. All with direct Battenkill River frontage at the rear of the property. The house offers a traditional feel w/ all the modern conveniences-a well-appointed layout across two floors with central AC & hardwood floors. A very large renovated kitchen w/ island, beautiful hooded range, soap stone counters and under counter microwave, thoughtfully designed for entertaining, opens to the dining area w/ huge windows overlooking the property. The living room is cozy & separate for more intimate gatherings. The mudroom & half bath are found between the side entrance & the garages w/ bluestone floors perfect for your snowy boots, & one bedroom with a separate entrance & sweet porch rounds out the main level. Upstairs you'll find 2 addtl bedrooms, a full bath, an office or reading nook, & laundry area. A full basement, attached 2-car garage w/ extra storage room, & pull-down attic access round out the home and its incredible storage capacity. The finished barn is the crown jewel of the property, with more space than you can ever need w/ concrete floors, workshops, and a studio apartment with 2 free standing AC units. A partial 2nd-story loft offers bonus space. The 2nd barn is unfinished and has a 4-bay garage & is ready for whatever you bring to it. A charming 2-story storefront built in 2008 is w/ wraparound porch, bluestone floors, & exposed wood-previously operating, now vacant & ready for a new vision, complete this fantastic compound (along w/ 2 addtl sheds). Water softener & filtration systems serve both the house & apartment. The open field behind the buildings extends to the Batten Kill, one of the Northeast's most sought-after trout streams. Live here, work here, create here-this property is ideal for whatever you dream of!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle,Asphalt
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator,Water Softener
  • Laundry features: Laundry Closet,Upper Level

Basement

  • Has basement: Yes
  • Basement: Full,Partial

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Wine Cellar,Eat-in Kitchen,Kitchen Island,Built-in Features
  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,484

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Oil,Radiant
  • Cooling features: Other,Central Air

Interior Area

  • Total structure area: 1,484
  • Total interior livable area: 1,484 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Mud Room

  • Level: First

Property

Details

  • Parcel number: 534200 241.22
  • Special condition: Standard

Features

  • Patio & porch: Patio,Porch
  • Exterior features: Other
  • Has view: Yes
  • View description: Meadow
  • On waterfront: Yes
  • Waterfront features: River Front
  • Waterbody name: Battenkill River

Lot

  • Lot size: 25.40 Acres
  • Features: Private,Road Frontage,Cleared

Parking

  • Total spaces: 10
  • Parking features: Storage,Attached,Circular Driveway,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning

FEMA Declared Disasters in Washington County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,005$60,060
Home Insurance *$411$4,932
Property Taxes $1,427$17,124
Electricity $246$2,954
Total$7,089$85,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$243,051/yr
40% on housing$212,670/yr
45% on housing$189,040/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.7%
3.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$667This listing

vs Other Active Listings

Avg $/sqft

ZIP 12816$119
Washington County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 12816$168
Washington County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$989,900

For Sale by Agent

AgentScott P Varley
BrokerageKW Platform

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