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4028 Ridgeway St, Williamson, NY, 14589

3beds
3baths
2,032sqft
$499,900
$246price/sqft
$3,991/moest. monthly cost
$159,640/yrincome needed

About This Home

Exceptional opportunity in a highly visible location! Zoned for both residential and commercial use, this versatile property offers endless possibilities for development, investment, or establishing your business in a prime location. Situated on Route 104, the property benefits from excellent exposure and high traffic counts. The sale INCLUDES 4028 Ridgeway Street AND the adjacent parcel at 6427 Cole Street, mls #R1692528, providing a combined lot frontage and exposure. Whether you're looking to expand your business footprint, develop income-producing property, or build to suit your needs, this offering presents outstanding potential. Properties are being sold AS-IS, WHERE-IS.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

5/10
Williamson Middle SchoolGrades 5-80.9 mi
5/10
4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1907

Materials

  • Foundation: Block
  • Construction materials: Other,See Remarks

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Gas Water Heater,Oil Water Heater,See Remarks,Water Heater

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Home Office,Other,See Remarks
  • Flooring: Other,See Remarks

Heating & Cooling

  • Heating features: Oil,Other,See Remarks
  • Cooling features: Other,See Remarks

Interior Area

  • Total structure area: 2,032
  • Total interior livable area: 2,032 sqft

Property

Details

  • Parcel number: 54460006511700088698370000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Gravel Driveway

Lot

  • Lot size: 0.39 Acres
  • Features: Irregular Lot,Near Public Transit

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hail
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Wayne County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$213$2,556
Property Taxes $916$10,992
Electricity $335$4,029
Total$3,991$47,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,834/yr
40% on housing$119,730/yr
45% on housing$106,426/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.2%
3.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 14589$124
Wayne County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 14589$163
Wayne County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Price change$295,000
2026-07-01Listed for sale$499,900
2012-05-31Sold$45,000
2012-02-07Pending sale$69,900
2011-08-18Listed for sale$69,900

For Sale by Agent

AgentDanielle C. Harper
BrokerageKeller Williams Realty Gateway

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