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3954 Ridge Rd, Williamson, NY, 14589

4beds
2baths
2,178sqft
$192,500
$88price/sqft
$1,766/moest. monthly cost
$70,640/yrincome needed

About This Home

Two-unit residence available in Williamson. Main Residence: A spacious 3.5 bedroom, 1 bath home featuring a full kitchen (all appliances included) and dedicated living and dining areas. Second Unit: A private 1 bedroom, 1 bath apartment at the rear. It includes its own entrance, kitchen appliances (excluding the stand-up freezer) and a living/dining combo. Easily functions as an in-law suite for family or a rental unit to offset your mortgage. Property has an enclosed porch and a deck to enjoy. Bring your vision and TLC and make this property your own. Appliances included EXCEPT for stand-up freezer in the kitchen of the 1 bedroom apartment.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

5/10
Williamson Middle SchoolGrades 5-80.6 mi
5/10
4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1880

Materials

  • Roof: Shingle
  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Duplex
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood,Varies,Vinyl

Heating & Cooling

  • Heating features: Gas,Other,See Remarks
  • Cooling features: Other,See Remarks

Interior Area

  • Total structure area: 2,178
  • Total interior livable area: 2,178 sqft

Property

Details

  • Parcel number: 54460006511700167724940000
  • Zoning description: Residential 2 Unit
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 9,147 sqft
  • Features: Irregular Lot,Residential Lot

Parking

  • Total spaces: 1
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hail
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Wayne County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $973$11,676
Home Insurance *$82$984
Property Taxes $352$4,224
Electricity $359$4,319
Total$1,766$21,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,548/yr
40% on housing$52,980/yr
45% on housing$47,093/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.2%
3.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$88This listing

vs Other Active Listings

Avg $/sqft

ZIP 14589$138
Wayne County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 14589$163
Wayne County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-01Listed for sale$192,500
2022-09-09Sold$150,000
2022-06-24Pending sale$119,900
2022-06-15Listed for sale$119,900

For Sale by Agent

AgentNaomi Godshall
BrokerageHunt Real Estate ERA/Columbus

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