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860 Trout Lake Road, Bolton Landing, NY, 12814

4beds
4baths
2,050sqft
$699,000
$341price/sqft
$4,804/moest. monthly cost
$192,160/yrincome needed

About This Home

Victorian style with a modern touch! This older style farmhouse has been renovated to create a modern lifestyle with vaulted ceilings in the ''Great Room'', skylights, large bay windows and a warmth providing woodstove with a slate faced interior chimney! Having 4 bedrooms and 3.5 baths, this comfortable home with two bedrooms and two baths on the main floor is suitable for the retirement home, or large family home or would serve as a functional B&B! Having hardwood, or solid surface floors throughout, along with many upgrades, this home is easily maintained. The large front trek deck is perfect for relaxing on a lazy day and enjoying the scenic mountains and woods. The extensive lawn area is great for volley ball and other sport activities or for that long awaited inground pool! The 30' x 30' two story garage has three bays and an interior staircase to the second floor, suitable for storage or other uses. Located just a few miles from downtown Bolton, this home is a quick trip to the stores, restaurants, library and beaches in Bolton.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

6/10
Bolton Central SchoolGrades PK-121.7 mi

Construction

Condition

  • Year built: 1975

Materials

  • Foundation: Combination,Stone
  • Roof: Shingle,Asphalt
  • Construction materials: Clapboard,Drywall,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Victorian
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Oven,ENERGY STAR Qualified Appliances,Microwave,Oven,Range,Range Hood,Refrigerator,Washer
  • Laundry features: Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Bilco Doors,Exterior Entry,Interior Entry,Partial

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Solid Surface Counters,Ceramic Tile Bath,Crown Molding,DSL Internet,Eat-in Kitchen,Kitchen Island
  • Door features: ENERGY STAR Qualified Doors,Sliding Doors,Storm Door(s)
  • Window features: Tinted Windows,Screens,Skylight(s),Window Treatments,Bay Window(s),Curtain Rods,Double Pane Windows,ENERGY STAR Qualified Windows,Insulated Windows
  • Flooring: Tile,Bamboo,Ceramic Tile,Hardwood,Laminate,Marble
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,050

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Propane,Propane Tank Leased
  • Cooling features: Wall Unit(s),Window Unit(s)

Interior Area

  • Total structure area: 2,050
  • Total interior livable area: 2,050 sqft

Kitchen

  • Level: First

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 522000 186.00112
  • Zoning description: Single Residence
  • Special condition: Other

Features

  • Patio & porch: Pressure Treated Deck,Composite Deck,Covered,Deck,Front Porch
  • Exterior features: Garden
  • Fencing: Split Rail
  • Has view: Yes
  • View description: Mountain(s),Trees/Woods,Hills

Lot

  • Lot size: 1.07 Acres
  • Features: Level,Road Frontage,Views,Cleared,Garden,Irregular Lot,Landscaped

Parking

  • Total spaces: 8
  • Parking features: Off Street,Workshop in Garage,Paved,Detached,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Winter Weather

FEMA Declared Disasters in Warren County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$187$2,244
Property Taxes $745$8,940
Electricity $338$4,065
Total$4,804$57,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,708/yr
40% on housing$144,120/yr
45% on housing$128,106/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.8%
-1.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$341This listing

vs Other Active Listings

Avg $/sqft

ZIP 12814$995
Warren County$369

vs Homes Sold Last Month

Median $/sqft

ZIP 12814$426
Warren County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$699,000
2026-05-21Listed for sale$749,000
2010-06-02Sold$188,501
2003-02-27Sold$223,000
2002-12-19Sold$223,000

For Sale by Agent

AgentSally S Pepper
BrokerageColdwell Banker King George Realty

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