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629 River Rd, Confluence, PA, 15424

5beds
4baths
--sqft
$425,000
--price/sqft
$3,066/moest. monthly cost
$122,640/yrincome needed

About This Home

LAUREL HIGHLANDS MOUNTAIN OPPORTUNITY! FABULOUS LOCATION FOR THIS VERY WELL TAKEN CARE OF 4 UNIT VACATION RENTAL IN THE HEART OF CONFLUENCE, WHERE THE MOUNTAINS MEET THE YOUGH RIVER! Live in one of these lovely apartments and rent the rest or use one when you come to visit and rent it out when not in use! These 4 rentals are so well taken care of and appointed, sold turnkey with furnishings and supplies, including newer backyard pavilion and tables, firepit and room for outdoor games and gatherings when your guests get back from River excursions! You also have a large business identification sign at the main road 281 which is a bonus! There is a large onsite Owners Storeroom and Laundry and a handy attached Garage. Great Location! The trailhead for the bike path to Ohiopyle, Pittsburgh and DC along the Great Allegheny Passage is here! The Yough Lake and Dam are here for your fishing, paddling, boating, swimming enjoyment! Two of the units enjoy gorgeous views of the river, which you can walk down to and step in! Two of the units are handicap accessible with a ramp and porch access. The apartments are called Home Sweet Home Suite and Sweet Suite which are larger, while Don't Worry and Be Happy are cozy and comfortable! All have double or queen beds, the best mattresses, linens and towels are used here. The whole building can be rented out also! Close to all the Mountains have to offer with nearby drives to Seven Springs and Hidden Valley, the Wisp, Game Lands, Ohiopyle State Park, Nemacolin Resort. The corner lot and quarter acre setting gives your guests a roomy feeling in a busy tourist town which is so nice! Hand Carved Custom Wood carving from a large tree is a unique addition to the property and a selfie opportunity for all! Roof is 6 years old; exterior is beautifully stained and sealed. Close drive to Maryland, WV lines, 1.5 hours from Pittsburgh! Ample parking onsite and across the road also! A great investment to enjoy!

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
56
BikeBikeable

Construction

Condition

  • Property condition: Resale
  • Year built: 1920

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: Wall/Window Unit(s)

Property

Details

  • Parcel number: 130007000

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River Front,Waterfront

Lot

  • Lot size: 0.26 Acres
  • Lot size dimensions: 84 x 146

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$343$4,116
Property Taxes $350$4,200
Electricity $224$2,692
Total$3,066$36,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,120/yr
40% on housing$91,980/yr
45% on housing$81,760/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 15424$129
Somerset County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 15424$121
Somerset County$94

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$425,000
2026-03-10Listed for sale$430,000

For Sale by Agent

AgentShelley Sharp
BrokerageHOWARD HANNA MYERS REAL ESTATE SERVICES

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