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81 McGillis Avenue, Lake George, NY, 12845

3beds
2baths
987sqft
$550,000
$557price/sqft
$3,758/moest. monthly cost
$150,320/yrincome needed

About This Home

Rare opportunity to complete your dream home just moments from Lake George. This A-frame property is framed and ready for your finishing touches, offering 3 bedrooms and a layout designed to capture beautiful lake views. Enjoy the warmth of a wood-burning fireplace and the charm of this unique architectural style. Ideally located just one block from downtown and the beach, this property combines convenience, character, and incredible potential in one of the area's most sought-after destinations.

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Combination
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Built-In Gas Oven,Convection Oven,Cooktop,Dishwasher,ENERGY STAR Qualified Appliances,Freezer,Gas Oven,Instant Hot Water,Microwave,Oven,Range,Range Hood,Refrigerator,Tankless Water Heater

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedroom

  • Level: Second

Bedroom

  • Level: Basement

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Solid Surface Counters,Walk-In Closet(s),Cathedral Ceiling(s),Kitchen Island
  • Door features: Storm Door(s)
  • Window features: Screens,Wood Frames,Aluminum Frames,Double Pane Windows,Egress Window,ENERGY STAR Qualified Windows
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 672
  • Finished area above ground: 987

Full Bathroom

  • Level: First

Great Room

  • Level: First

Half Bathroom

  • Level: Basement

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 987
  • Total interior livable area: 987 sqft

Kitchen

  • Level: First

Property

Details

  • Parcel number: 522201 251.18428
  • Special condition: Standard

Features

  • Patio & porch: Deck,Front Porch
  • Exterior features: Other
  • Fencing: Split Rail
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake

Lot

  • Lot size: 7,875 sqft
  • Features: Rolling Slope,Views

Parking

  • Total spaces: 5
  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters in Warren County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$145$1,740
Property Taxes $586$7,032
Electricity $246$2,954
Total$3,758$45,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,845/yr
40% on housing$112,740/yr
45% on housing$100,213/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.8%
-1.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$557This listing

vs Other Active Listings

Avg $/sqft

ZIP 12845$498
Warren County$368

vs Homes Sold Last Month

Median $/sqft

ZIP 12845$418
Warren County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Listed for sale$599,000
2021-06-18Sold$279,500

For Sale by Agent

AgentDarlene Zeh
BrokerageMiranda Real Estate Group Inc

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