81 Clarkson Road, Chestertown, NY, 12817
About This Home
Escape to your own Adirondack hideaway. Nestled on a private .46-acre lot, this charming 2-bed, 2-bath home offers the perfect balance of rustic character and modern comfort. Just steps from Loon Lake, the property features filtered lake views and deeded rights to the sandy beach, giving you effortless access to swimming, paddling, and the full lake lifestyle. Step inside to a warm, cabin-inspired interior highlighted by a cozy fireplace and pellet stove, ideal for crisp Adirondack evenings. A screened-in porch and expansive wraparound deck provide peaceful spaces to relax, entertain, and take in the natural surroundings. Thoughtful updates-including a new roof and new propane furnace-make this home ready for year-round living or effortless weekend getaways. Whether you're dreaming of a peaceful primary home, a seasonal retreat, or a smart investment, this property offers the privacy you want and the easy lake access you'll love. Adirondack living at its best!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1968
Materials
- Foundation: Block
- Roof: Asphalt
- Construction materials: Drywall,Log,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Chalet
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Oven,Range
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Exterior Entry,Finished,Heated,Interior Entry
Bedroom
- Level: First
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Family Room
- Level: Basement
Features
- High Speed Internet
- Door features: Sliding Doors,Storm Door(s)
- Window features: Screens,Egress Window
- Number of fireplaces: 2
- Fireplace features: Living Room,Pellet Stove,Wood Burning
- Fireplace: Yes
- Finished area below ground: 870
- Finished area above ground: 1,086
Full Bathroom
- Level: First
Full Bathroom
- Level: Basement
Heating & Cooling
- Heating features: Baseboard,Pellet Stove,Propane,Propane Tank Leased,Wood
- Cooling features: Wall Unit(s)
Interior Area
- Total structure area: 1,086
- Total interior livable area: 1,086 sqft
Kitchen
- Level: First
Living Room
- Level: First
Mud Room
- Level: First
Other
- Level: First
Property
Details
- Parcel number: 522400 86.15132
- Zoning description: Governmental
- Special condition: Standard
- Other equipment: None
Features
- Patio & porch: Pressure Treated Deck,Screened,Wrap Around,Front Porch
- Exterior features: Garden
- Fencing: None
- Has view: Yes
- View description: Mountain(s),Trees/Woods,Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake/River Across Rd,Shared,Deeded Water Access
- Waterbody name: Loon Lake
Lot
- Lot size: 0.46 Acres
- Features: Secluded,Private,Road Frontage,Views,Wooded,Cleared
Parking
- Total spaces: 6
- Parking features: Stone
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Warren County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,997 | $23,964 |
| Home Insurance * | $105 | $1,260 |
| Property Taxes | $421 | $5,052 |
| Electricity | $246 | $2,954 |
| Total | $2,769 | $33,228 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-23 | Listed for sale | $425,000 |
| 2020-02-21 | Sold | $207,000 |
| 2019-12-03 | Pending sale | $219,000 |
| 2019-10-24 | Price change | $219,000 |
| 2019-08-30 | Price change | $229,000 |
| 2019-07-20 | Listed for sale | $239,000 |
| 2012-03-22 | Listing removed | $248,000 |
| 2011-06-09 | Price change | $248,000 |
| 2010-11-14 | Price change | $289,000 |
| 2010-11-13 | Price change | $318,999 |
| 2010-11-03 | Price change | $289,000 |
| 2010-11-01 | Price change | $318,999 |
| 2010-10-29 | Price change | $289,000 |
| 2010-10-27 | Price change | $318,999 |
| 2010-10-14 | Price change | $289,000 |
| 2010-10-08 | Price change | $318,999 |
| 2010-10-03 | Price change | $289,000 |
| 2010-09-26 | Price change | $318,999 |
| 2010-09-19 | Price change | $289,000 |
| 2010-09-16 | Price change | $318,999 |
| 2010-09-15 | Price change | $289,000 |
| 2010-08-07 | Price change | $318,999 |
| 2010-05-14 | Listed for sale | $345,000 |
| 2001-05-30 | Sold | $131,000 |
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