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1487 River Road, Warrensburg, NY, 12885

2beds
3baths
1,152sqft
$299,999
$260price/sqft
$2,308/moest. monthly cost
$92,320/yrincome needed

About This Home

Set on 1.9 private acres in Warrensburg, this 2-bedroom, 2.5-bath Adirondack retreat is built around the water. A deeded right-of-way to the river puts kayaking, tubing, and quiet mornings at the water's edge within steps of your door. Two decks fitted with a new Atlantis cable rail system frame the river views from every angle -- morning coffee never looked this good. Inside, the home is warm and well-appointed. A soapstone wood stove anchors the living room, skylights draw natural light deep into the space, and a large eat-in kitchen gives the layout an easy, unhurried feel. The walkout basement adds flexibility, and a one-car detached garage with an attached shed/workspace and covered firewood storage. Features an electric garage door opener and electricity. The location puts you at the center of everything the Adirondacks do best -- 10 miles to Gore Mountain, 7 miles to Cronin's Golf Course, 15 miles to Lake George, and surrounded by trails in every direction. Fiber optic service available through SLIC rounds out the package for those who work remotely. The property includes deeded access to the Hudson River and use of river frontage on the northernmost 200 feet, per deed recorded in the Warren County Clerk's Office (Liber 515 of Deeds, Page 548). A copy of the relevant deed language is attached to the listing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Drywall,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished,Full,Heated,Interior Entry,Walk-Out Access,Wood Stove

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Den

  • Level: Basement

Features

  • Eat-in Kitchen
  • Door features: Sliding Doors
  • Window features: Insulated Windows
  • Flooring: Wood,Ceramic Tile
  • Fireplace features: Wood Burning Stove,Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,152

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Oil
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,152
  • Total interior livable area: 1,152 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 523800 167.317
  • On leased land: Yes
  • Special condition: Standard

Features

  • Patio & porch: Pressure Treated Deck
  • Exterior features: None
  • Has view: Yes
  • View description: Mountain(s),River,Trees/Woods
  • Has water view: Yes
  • Water view: River
  • Waterfront features: Deeded Water Access
  • Waterbody name: Hudson River

Lot

  • Lot size: 1.90 Acres
  • Features: Road Frontage,Sloped,Wooded

Parking

  • Total spaces: 6
  • Parking features: Stone,Circular Driveway,Detached,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Winter Weather

FEMA Declared Disasters in Warren County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$227$2,724
Property Taxes $319$3,828
Electricity $246$2,954
Total$2,308$27,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,131/yr
40% on housing$69,240/yr
45% on housing$61,546/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.8%
-1.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 12885$315
Warren County$370

vs Homes Sold Last Month

Median $/sqft

ZIP 12885$170
Warren County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$299,999
2026-07-24Price change$299,999
2026-06-30Pending sale$333,333
2026-06-04Listed for sale$333,333
2022-08-16Listing removed--
2022-08-03Pending sale$219,900
2022-07-11Listed for sale$219,900
2022-05-04Pending sale$219,900
2022-04-28Listed for sale$219,900
2004-05-26Sold$80,000

For Sale by Agent

AgentScott P Varley
BrokerageKW Platform

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