10 N Terrace Avenue, Mount Vernon, NY, 10550
About This Home
Welcome to 10 North Terrace Ave, Mount Vernon, NY — a unique opportunity for end users, investors, or builders looking for value and potential. This property sits on a spacious lot and offers endless possibilities for renovation, redevelopment, or long-term investment. Conveniently located near major highways, public transportation, schools, shopping, and local amenities, this property provides easy access throughout Mount Vernon, the Bronx, and surrounding Westchester areas. Bring your vision and explore the potential this property has to offer. Delivered vacant. Don’t miss this opportunity!
Getting Around
Very Walkable
Excellent Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1915
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: None
Features
- Other
- Attic: None
Heating & Cooling
- Heating features: None,Other
- Cooling features: None
Interior Area
- Total structure area: 3,920
- Total interior livable area: 3,920 sqft
Property
Details
- Parcel number: 0800164068010730000018
- Special condition: None
Lot
- Lot size: 3,920 sqft
Parking
- Parking features: On Street,Parking Lot
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Westchester County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,618 | $19,416 |
| Home Insurance * | $142 | $1,704 |
| Property Taxes | $490 | $5,880 |
| Electricity | $647 | $7,773 |
| Total | $2,897 | $34,764 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-10 | Price change | $320,000 |
| 2026-06-05 | Listed for sale | $325,000 |
View on Zillow