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370 Summit Avenue, Mount Vernon, NY, 10552

3beds
3baths
1,968sqft
$849,999
$432price/sqft
$6,255/moest. monthly cost
$250,200/yrincome needed

About This Home

Coming Soon in Mount Vernon’s sought-after Fleetwood neighborhood! Move right into this beautifully updated 3-bedroom, 2.5-bath Colonial offering the perfect blend of charm, space, and modern convenience. This sun-filled home features a stunning renovated kitchen with quartz countertops, stainless steel appliances, updated spa-inspired bathrooms, hardwood floors, central air, formal dining room, dedicated home office space ideal for remote work, and a finished basement perfect for recreation, gym, office, or guest space. The oversized primary suite offers a custom sliding shoe closet system and en-suite bath. Enjoy a private fenced backyard designed for entertaining and relaxing. Conveniently located near shopping, restaurants, major parkways, and approximately a 5–10 minute walk to the Fleetwood Metro-North station with direct access to Grand Central Terminal in about 25–30 minutes. Move-in ready and designed for modern living.

Getting Around

71
WalkingVery Walkable
50
TransitGood Transit
49
BikeSomewhat Bikeable

Schools

4/10
Pennington SchoolGrades PK-80.2 mi
3/10
Mount Vernon High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1920

Materials

  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Tudor
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Gas Cooktop,Gas Oven,Gas Range,Microwave,Oven,Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Washer/Dryer Hookup,In Basement

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bathroom2

  • Level: Second

Bedroom1

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: First

Dining Room

  • Level: First

Features

  • Bidet,Built-in Features,Eat-in Kitchen,Entrance Foyer,Formal Dining,Granite Counters,His and Hers Closets,Kitchen Island,Marble Counters,Natural Woodwork,Open Floorplan,Other,Pantry,Recessed Lighting,Smart Thermostat,Storage,Tile Counters
  • Flooring: Ceramic Tile,Hardwood
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Attic: Unfinished

Heating & Cooling

  • Heating features: Other
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,968
  • Total interior livable area: 1,968 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: Second

Office

  • Level: Second

Office

  • Level: Second

Property

Details

  • Parcel number: 0800165031022340000019
  • Special condition: None

Features

  • Levels: Three Or More
  • Exterior features: Rain Gutters
  • Fencing: Back Yard,Full

Lot

  • Lot size: 5,663 sqft

Parking

  • Total spaces: 4
  • Parking features: Driveway,Garage,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$329$3,948
Property Taxes $1,303$15,636
Electricity $325$3,902
Total$6,255$75,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$214,457/yr
40% on housing$187,650/yr
45% on housing$166,800/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$432This listing

vs Other Active Listings

Avg $/sqft

ZIP 10552$272
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10552$322
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Listed for sale$949,000
2015-02-04Sold$375,000

For Sale by Agent

AgentAnn Millinghaus
BrokerageeRealty Advisors, Inc

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