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55 Stuyvesant Plaza, Mount Vernon, NY, 10552

4beds
4baths
3,455sqft
$1,395,000
$404price/sqft
$10,302/moest. monthly cost
$412,080/yrincome needed

About This Home

A remarkable offering of over 3,300 square feet, this fully renovated brick Colonial has been transformed into a residence of understated elegance and modern refinement. Boasting 4 bedrooms, and 3.5 baths, the home features a beautifully appointed living room with fireplace and a showstopping chef's kitchen complete with bespoke cabinetry, premium appliances, and an integrated wine refrigerator designed for effortless entertaining. With central air conditioning and impeccable craftsmanship throughout, this home presents a truly elevated living experience.

Getting Around

38
WalkingCar-Dependent
39
TransitSome Transit
36
BikeSomewhat Bikeable

Schools

6/10
Traphagen SchoolGrades PK-80.3 mi
3/10
Mount Vernon High SchoolGrades 9-120.2 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1924

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Gas Range,Refrigerator,Stainless Steel Appliance(s),Wine Refrigerator
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Chefs Kitchen,Eat-in Kitchen,Entrance Foyer,Formal Dining,His and Hers Closets,Kitchen Island,Natural Woodwork,Open Kitchen,Primary Bathroom,Stone Counters
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Attic: Partial

Heating & Cooling

  • Heating features: Hot Water,Oil
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,455
  • Total interior livable area: 3,455 sqft

Property

Details

  • Parcel number: 0800165033021390000008
  • Special condition: None

Lot

  • Lot size: 10,019 sqft

Parking

  • Total spaces: 4
  • Parking features: Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,053$84,636
Home Insurance *$540$6,480
Property Taxes $2,139$25,668
Electricity $570$6,851
Total$10,302$123,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$353,211/yr
40% on housing$309,060/yr
45% on housing$274,720/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$404This listing

vs Other Active Listings

Avg $/sqft

ZIP 10552$273
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10552$322
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-04Listed for sale$1,595,000
2025-05-29Sold$625,000
2025-03-31Pending sale$749,999
2025-03-05Listed for sale$749,999
2018-04-27Listing removed$569,000
2018-02-26Listed for sale$569,000
2017-06-29Listing removed$449,000
2016-05-14Listed for sale$449,000
2016-03-19Listing removed$479,000
2015-04-18Price change$479,000
2015-02-18Listed for sale$499,000
2013-10-21Listing removed$499,000
2012-11-30Price change$499,000
2012-01-28Price change$589,000
2012-01-24Price change$58,900
2011-11-19Listed for sale$589,000
2009-08-02Listing removed$589,000
2009-02-13Listed for sale$589,000
2007-03-21Sold$845,000
2006-05-16Sold$670,000

For Sale by Agent

AgentDarryl Selsey
BrokerageFour Seasons RealEstate Center

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