425 N Terrace Avenue, Mount Vernon, NY, 10552
About This Home
North Mount Vernon. 3-Family home, great investment property that is fully occupied. 2/3/3 bedrooms. All hardwood flooring with tiled kitchens & baths. Full basement storage. Private back yard for BBQ's with friends and family. Commuter friendly location within walking distance to train, close proximity to all major transit, place of worship and shopping.
Getting Around
Very Walkable
Good Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Actual
- Year built: 1910
Materials
- Construction materials: Stucco
Type & Style
- Home type: MultiFamily
- Property subType: Triplex,Multi Family
Interior
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 8
- Bathrooms: 3
- Full bathrooms: 3
Features
- Formal Dining,Granite Counters
Heating & Cooling
- Heating features: Oil
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 1,238
- Total interior livable area: 1,238 sqft
Property
Details
- Parcel number: 0800165045010970000028
- Special condition: None
Lot
- Lot size: 2,614 sqft
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Westchester County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,031 | $60,372 |
| Home Insurance * | $385 | $4,620 |
| Property Taxes | $1,525 | $18,300 |
| Electricity | $246 | $2,954 |
| Total | $7,187 | $86,244 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-09 | Listed for sale | $1,150,000 |
| 2025-11-24 | Listing removed | $1,150,000 |
| 2025-09-12 | Listed for sale | $1,150,000 |
| 2023-11-28 | Listing removed | -- |
| 2023-11-03 | Listed for rent | $2,200 |
| 2023-09-27 | Listing removed | -- |
| 2023-09-06 | Listed for rent | $2,200 |
| 2023-06-14 | Listing removed | -- |
| 2023-05-11 | Listed for rent | $2,200 |
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