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152 Urban Street, Mount Vernon, NY, 10552

6beds
4baths
2,792sqft
$949,999
$340price/sqft
$7,087/moest. monthly cost
$283,480/yrincome needed

About This Home

This is it, Prime Mount Vernon Real Estate! This Large two Family Victorian style Home is Just oozing character! This Two Family (that lives bigger) Will have you producing income as soon as you close. You can move in as soon as you buy or you can spruce it up to maximize the rent potential, the possibilities are endless. As they say, location, location, LOCATION...Nested in the HIGHLY DESIRABLE Fleetwood area of the Mount Vernon, Experience the tranquility of the suburbs while being in an ideal commuter-spot. Host as many people as your for your BBQ because the parking is definitely there for it, if the 4+ car driveway isn't enough, you'll find plenty of street parking all hours of the day. Several upgrades through out including The roof (2013), gutters (2013), driveway (2018). Can be delivered Vacant, Schedule a showing today and see one of the best Multi-families Mount Vernon has to offer!

Getting Around

73
WalkingVery Walkable
56
TransitGood Transit
50
BikeBikeable

Schools

5/10
Lincoln SchoolGrades K-80.1 mi
3/10
Mount Vernon High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Estimated
  • Year built: 1889

Materials

  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Architectural style: Victorian
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Laundry features: Washer/Dryer Hookup,Gas Dryer Hookup,In Unit,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • First Floor Bedroom,First Floor Full Bath,Eat-in Kitchen,Granite Counters,High Ceilings,Natural Woodwork,Open Floorplan,Open Kitchen,Recessed Lighting,Storage,Walk Through Kitchen,Walk-In Closet(s)
  • Attic: Full

Heating & Cooling

  • Heating features: Natural Gas,Radiant
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,792
  • Total interior livable area: 2,792 sqft

Property

Details

  • Parcel number: 0800165047011300000031
  • Special condition: None

Features

  • Exterior features: Garden,Lighting

Lot

  • Lot size: 5,029 sqft

Parking

  • Total spaces: 6
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$367$4,404
Property Taxes $1,456$17,472
Electricity $461$5,536
Total$7,087$85,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$242,982/yr
40% on housing$212,610/yr
45% on housing$188,986/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$340This listing

vs Other Active Listings

Avg $/sqft

ZIP 10552$275
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10552$322
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$949,999
2026-07-08Listed for sale$999,999
2023-07-18Listing removed--
2023-07-10Listed for sale$849,999
2021-12-10Sold$750,000
2006-05-04Sold$628,300
1994-07-05Sold$142,500

For Sale by Agent

AgentManuel Galan
BrokerageeXp Realty

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