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147 N Fulton Avenue, Mount Vernon, NY, 10550

8beds
3baths
3,500sqft
$999,000
$285price/sqft
$7,604/moest. monthly cost
$304,160/yrincome needed

About This Home

Spacious and fully renovated 8-bedroom, 2.5-bathroom home offering exceptional living space and versatility. This property features a thoughtfully updated interior with modern finishes throughout, providing move-in ready convenience. The expansive layout offers generous room sizes, ideal for extended living or flexible use. A 2-car garage adds valuable parking and storage. Conveniently located near major highways, public transportation, shopping, and schools. A unique opportunity to own a large, updated home in Mount Vernon.

Getting Around

69
WalkingSomewhat Walkable
56
TransitGood Transit
38
BikeSomewhat Bikeable

Schools

5/10
Lincoln SchoolGrades K-80.2 mi
3/10
Mount Vernon High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Shingle Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Refrigerator,Stainless Steel Appliance(s)

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Attic: Finished

Heating & Cooling

  • Heating features: Oil
  • Cooling features: None

Interior Area

  • Total structure area: 3,500
  • Total interior livable area: 3,500 sqft

Property

Details

  • Parcel number: 0800165055020570000025
  • Special condition: None

Features

  • Levels: Tri-Level

Lot

  • Lot size: 0.30 Acres

Parking

  • Total spaces: 6
  • Parking features: Detached,Shared Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,051$60,612
Home Insurance *$444$5,328
Property Taxes $1,531$18,372
Electricity $578$6,940
Total$7,604$91,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$260,708/yr
40% on housing$228,120/yr
45% on housing$202,773/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$285This listing

vs Other Active Listings

Avg $/sqft

ZIP 10550$335
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10550$316
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$999,000
2026-04-24Listed for sale$1,075,000
2026-04-18Listing removed$1,099,000
2026-03-17Listed for sale$1,099,000
2026-01-15Sold$650,000
2025-10-22Pending sale$699,000
2025-09-17Price change$699,000
2025-06-24Listed for sale$799,000

For Sale by Agent

AgentAriela Tapia
BrokerageeXp Realty

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