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65 N Fulton Avenue, Mount Vernon, NY, 10550

3beds
3baths
1,640sqft
$588,000
$359price/sqft
$4,406/moest. monthly cost
$176,240/yrincome needed

About This Home

Welcome home to this beautifully maintained semi-attached single-family residence where modern comfort meets everyday convenience. Offering 3 nicely sized bedrooms and 2.5 bathrooms, this spacious home is designed to accommodate today's lifestyle with room to relax, entertain, and grow. The sun-filled interior features a thoughtfully designed layout with comfortable living spaces and a large primary suite and the main bathroom is complete with a spa-like Jacuzzi tub—the perfect place to unwind after a long day. Step outside to a private backyard with a deck, creating the ideal setting for summer barbecues, outdoor gatherings, or simply enjoying your morning coffee. Located just minutes from downtown Mount Vernon's shopping, restaurants, and everyday conveniences, with easy access to several major highways, this home offers the perfect balance of suburban comfort and commuter-friendly accessibility. Whether you're hosting family and friends or enjoying a quiet evening at home, this move-in-ready property delivers the space, comfort, and location you've been looking for. Don't miss the opportunity to make it yours!

Getting Around

83
WalkingVery Walkable
58
TransitGood Transit
45
BikeSomewhat Bikeable

Schools

5/10
Lincoln SchoolGrades K-80.3 mi
3/10
Mount Vernon High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1956

Materials

  • Construction materials: Aluminum Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dryer,Gas Cooktop,Gas Oven,Gas Range,Oven,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Washer/Dryer Hookup,Gas Dryer Hookup,Laundry Room,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Storage Space

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bathroom3

  • Level: Basement

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • First Floor Bedroom,Entrance Foyer,Formal Dining,Galley Type Kitchen,Granite Counters,Natural Woodwork,Primary Bathroom
  • Flooring: Hardwood
  • Attic: Crawl

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,640
  • Total interior livable area: 1,640 sqft

Kitchen

  • Level: First

Laundry

  • Level: Basement

Living Room

  • Level: First

Other

  • Level: Basement

Property

Details

  • Parcel number: 0800165063020580000012
  • Attached to another structure: Yes
  • Special condition: None

Features

  • Levels: Three Or More

Lot

  • Lot size: 3,120 sqft
  • Features: Back Yard

Parking

  • Total spaces: 3
  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,973$35,676
Home Insurance *$261$3,132
Property Taxes $901$10,812
Electricity $271$3,252
Total$4,406$52,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,062/yr
40% on housing$132,180/yr
45% on housing$117,493/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$359This listing

vs Other Active Listings

Avg $/sqft

ZIP 10550$333
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10550$316
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$588,000
1997-01-28Sold$135,000

For Sale by Agent

AgentBryant Wilder
BrokerageLink NY Realty

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