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9 Esplanade, Mount Vernon, NY, 10553

3beds
3baths
2,300sqft
$699,000
$304price/sqft
$5,359/moest. monthly cost
$214,360/yrincome needed

About This Home

An inviting entry foyer welcomes you into a gracious living room anchored by a wood-burning fireplace, flowing effortlessly into the formal dining room and sun-filled sunroom—ideal as a reading room, home office, or quiet retreat. The updated eat-in kitchen offers generous workspace, abundant cabinetry, and convenient access to the driveway, patio, and backyard, creating an easy connection between indoor living and outdoor entertaining. A powder room and ample storage complete the main level. Upstairs, three spacious bedrooms are complemented by an updated full bath, while the full walk-up attic provides four additional finished rooms offering exceptional flexibility for work, recreation, creative pursuits, or future possibilities. The semi-finished lower level adds even more functional space with a full bath, laundry area, utility room, and abundant storage. Outside, the home truly distinguishes itself. A private patio opens to a beautifully terraced backyard framed by mature shrubs, flowering gardens, and established landscaping, creating a peaceful setting that feels tucked away while remaining close to everything. Additional highlights include hardwood floors, a new roof, a one-car garage, and convenient access to Metro-North, Bee-Line bus service, major parkways, shopping, dining, and the Village of Pelham. Offering approximately 2,300 square feet across multiple levels, this home combines architectural charm, flexible living space, and an exceptional location.

Getting Around

76
WalkingVery Walkable
53
TransitGood Transit
27
BikeSomewhat Bikeable

Schools

6/10
Traphagen SchoolGrades PK-80.6 mi
3/10
Mount Vernon High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Actual
  • Year built: 1939

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Finished,Storage Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Entrance Foyer,Formal Dining
  • Flooring: Hardwood
  • Attic: Finished

Heating & Cooling

  • Heating features: Natural Gas,Radiant
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,300
  • Total interior livable area: 2,300 sqft

Property

Details

  • Parcel number: 0800165065020920000020
  • Special condition: None

Lot

  • Lot size: 7,353 sqft
  • Features: Near Public Transit,Near School,Near Shops

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$374$4,488
Property Taxes $1,071$12,852
Electricity $380$4,561
Total$5,359$64,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$183,737/yr
40% on housing$160,770/yr
45% on housing$142,906/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$304This listing

vs Other Active Listings

Avg $/sqft

ZIP 10553$396
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10553$390
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Listed for sale$699,000
2026-08-04Listing removed$699,000
2026-07-10Price change$699,000
2026-06-12Listed for sale$749,000
2026-01-06Listing removed$749,000
2025-11-14Listed for sale$749,000
2025-03-31Listing removed$749,000
2025-01-24Listed for sale$749,000
2005-01-06Sold$415,000

For Sale by Agent

AgentTanya M. Riggs
BrokerageSheridan Residential Group LLC

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