164 W 2nd Street, Mount Vernon, NY, 10550
About This Home
GUT RENOVATION NEED TLC SOLD AS IS WHERE IS!* STRONG bones! HIGH ceilings! Some damage areas will benefit from repair, making this a strong opportunity for buyers seeking a project or investment. Lots of space with separate living and dining as well as walk out basement access! Close to schools, parks, shops, and transportation. Property ao offers a private backyard with room for outdoor use or future improvements.
Getting Around
Very Walkable
Excellent Transit
BikeableSchools
Construction
Condition
- Year built: 1930
Materials
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: None
Basement
- Has basement: Yes
- Basement: Storage Space,Unfinished,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 1
- Full bathrooms: 1
Features
- Natural Woodwork,Storage
- Attic: Walkup
Heating & Cooling
- Heating features: Has Heating (Unspecified Type)
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 2,614
- Total interior livable area: 2,614 sqft
Property
Details
- Parcel number: 0800165069030220000001
- Special condition: None
Lot
- Lot size: 0.29 Acres
Parking
- Total spaces: 1
- Parking features: Off Street
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Westchester County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,932 | $35,184 |
| Home Insurance * | $258 | $3,096 |
| Property Taxes | $889 | $10,668 |
| Electricity | $431 | $5,183 |
| Total | $4,510 | $54,120 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-15 | Listed for sale | $580,000 |
| 2005-05-06 | Sold | $135,000 |
| 1996-10-02 | Sold | $129,500 |
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