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141 S Fulton Avenue, Mount Vernon, NY, 10550

5beds
4baths
1,800sqft
$700,000
$389price/sqft
$5,220/moest. monthly cost
$208,800/yrincome needed

About This Home

Discover the potential at this ideally located single-family, 5-BR home in the heart of Mount Vernon. Offered strictly As-Is, this property presents a unique opportunity for homeowners, investors, and developers alike. Pending architectural plans are already in place for conversion to a two-family residence, creating exciting possibilities for expanded living or income-producing potential. The property currently has three minor Building Department violations, which may be addressed as part of the proposed two-family conversion process. Buyers are encouraged to perform their own due diligence. Conveniently situated approximately one-quarter mile from Mount Vernon East Station on the Metro-North Railroad, the home offers an easy commute to New York City and surrounding areas. Enjoy close proximity to the vibrant shopping and dining corridors along Gramatan Avenue and Fourth Avenue, featuring a wide variety of retail shops, local businesses, and eateries. Whether you're looking to create a spacious multi-generational home, develop an investment property, or capitalize on the area's strong commuter appeal, this property offers outstanding upside and value.

Getting Around

84
WalkingVery Walkable
58
TransitGood Transit
46
BikeSomewhat Bikeable

Schools

4/10
Graham SchoolGrades PK-80.5 mi
3/10
Mount Vernon High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Pillar/Post/Pier,Concrete Perimeter,Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Oven,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • First Floor Bedroom,First Floor Full Bath,Entrance Foyer
  • Attic: Finished

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Multi Units

Interior Area

  • Total structure area: 4,200
  • Total interior livable area: 1,800 sqft

Property

Details

  • Parcel number: 0800165080040020000020
  • Special condition: None

Features

  • Levels: Three Or More
  • Patio & porch: Patio,Porch
  • Exterior features: Rain Gutters
  • Fencing: Chain Link

Lot

  • Lot size: 4,200 sqft
  • Lot size dimensions: 90 x 46.7

Parking

  • Total spaces: 4
  • Parking features: Driveway,On Street,Private
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$311$3,732
Property Taxes $1,073$12,876
Electricity $297$3,569
Total$5,220$62,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$178,971/yr
40% on housing$156,600/yr
45% on housing$139,200/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$389This listing

vs Other Active Listings

Avg $/sqft

ZIP 10550$333
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10550$316
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-22Listed for sale$700,000
2017-11-15Sold$420,000
2017-08-09Listing removed$425,000
2017-06-20Price change$425,000
2017-04-02Listed for sale$415,000
2016-06-06Listing removed$399,000
2016-03-01Price change$399,000
2015-08-26Listed for sale$425,000
2013-04-13Listing removed$339,000
2013-03-13Listed for sale$339,000
2012-07-31Listing removed$349,000
2012-02-13Listed for sale$349,000
2012-01-01Listing removed$359,000
2011-04-16Listed for sale$359,000

For Sale by Agent

AgentBryant Wilder
BrokerageLink NY Realty

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