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240 S 10th Avenue, Mount Vernon, NY, 10550

4beds
2baths
3,310sqft
$815,000
$246price/sqft
$6,280/moest. monthly cost
$251,200/yrincome needed

About This Home

Welcome to 240 S 10th Avenue, Mount Vernon — where modern finishes meet spacious living in one of Westchester County’s most convenient locations. Step into a beautifully updated kitchen that immediately impresses with sleek white cabinetry, stainless steel appliances, a striking tile backsplash, and a large center island perfect for meal prep, casual dining, or entertaining guests. The clean, contemporary design makes this space the true heart of the home. The bathrooms have been thoughtfully renovated with a spa-like feel, featuring elegant tile work, a glass-enclosed shower, and modern fixtures that create a relaxing and polished atmosphere. Flowing seamlessly from room to room, the home opens into a bright and inviting living area highlighted by gleaming hardwood floors and large bay windows that flood the space with natural light. This warm and airy setting is perfect for both everyday living and hosting gatherings. With 4 spacious bedrooms, 2 full bathrooms, and approximately 3,920 sq ft of interior space, this home offers the size and flexibility today’s buyers are looking for. Whether you need extra room for a home office, gym, or extended living, the possibilities here are endless. Located close to transportation, shopping, dining, and major highways, this property combines style, space, and convenience — making it a standout opportunity in Mount Vernon. Don’t miss your chance to own a move-in ready home with modern upgrades and room to grow. Schedule your private tour today and experience it for yourself.

Getting Around

75
WalkingVery Walkable
77
TransitExcellent Transit
51
BikeBikeable

Schools

4/10
Grimes SchoolGrades K-80.3 mi
3/10
Mount Vernon High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1900

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: Third

Bonus Room

  • Level: Third

Bonus Room

  • Level: First

Dining Room

  • Level: First

Features

  • First Floor Full Bath,Entrance Foyer,Formal Dining,Kitchen Island,Open Kitchen,Pantry
  • Attic: None

Heating & Cooling

  • Heating features: Oil,Radiant
  • Cooling features: Ductless,Wall/Window Unit(s)

Interior Area

  • Total structure area: 3,310
  • Total interior livable area: 3,310 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 0800169021030250000016
  • Special condition: None

Lot

  • Lot size: 3,920 sqft

Parking

  • Total spaces: 2
  • Parking features: Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,121$49,452
Home Insurance *$363$4,356
Property Taxes $1,249$14,988
Electricity $547$6,564
Total$6,280$75,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$215,314/yr
40% on housing$188,400/yr
45% on housing$167,466/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 10550$336
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10550$316
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$835,000
2026-04-14Listed for sale$840,000
2023-09-15Sold$735,000
2023-07-28Pending sale$749,999
2023-07-20Listing removed--
2023-06-12Price change$749,999
2023-05-30Listed for rent$6,000
2023-05-16Price change$760,000
2023-05-01Price change$775,000
2023-03-20Price change$786,000
2023-02-14Price change$799,999
2023-01-18Listed for sale$829,999
2023-01-04Listing removed--
2022-12-05Price change$849,000
2022-10-26Listed for sale$889,000
2022-03-08Sold$385,500
2021-11-30Sold$385,500

For Sale by Agent

AgentBladimir Ledesma
BrokerageeXp Realty

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