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225 S 11th Ave, Mount Vernon, NY, 10550

5beds
3baths
2,200sqft
$699,000
$318price/sqft
$5,279/moest. monthly cost
$211,160/yrincome needed

About This Home

Newly renovated and fully vacant semi-detached single-family home offering a versatile mother/daughter layout in the heart of Mount Vernon. This spacious 3-level residence features 4 bedrooms, 3 full bathrooms, and approximately 1860 square feet of living space. Designed for flexibility and comfort, the home includes two kitchens, two living areas, and separate entrances-ideal for extended families or additional rental income. The main level showcases a beautifully updated gourmet kitchen with stainless steel appliances, granite countertops, and an open-concept layout flowing into the living and dining areas. Cathedral and vaulted ceilings paired with recessed lighting create a bright and airy atmosphere throughout. The finished walk-out basement/accessory dwelling unit adds valuable living space and functionality, perfect for guests, recreation, or income potential. This separate 1-bedroom setup on the first floor offers an excellent opportunity to live in one unit while generating rental income from the other. Enjoy a spacious backyard-perfect for entertaining, BBQs, gardening, or family gatherings. The private driveway accommodates up to 4 vehicles, a rare and valuable feature in this area. Conveniently located near schools, shopping, restaurants, public transportation, and local amenities. This move-in-ready property is ideal for homeowners and investors alike-offering strong income potential and long-term value.

Getting Around

78
WalkingVery Walkable
79
TransitExcellent Transit
52
BikeBikeable

Schools

4/10
Grimes SchoolGrades K-80.2 mi
3/10
Mount Vernon High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1960

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Microwave,Oven,Washer,Water Heater,Stainless Steel Appliances

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Walk-Out Access,Bathrooms(1)

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Hardwood,Laminate
  • Finished area above ground: 2,200

Heating

  • Heating features: Natural Gas,Baseboard,Hot Water

Interior Area

  • Total structure area: 2,800
  • Total interior livable area: 2,200 sqft

Kitchen

  • Features: Open

Property

Details

  • Parcel number: 55080016921302528
  • Lease amount: 0

Features

  • Stories: 3
  • Frontage length: 0

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$311$3,732
Property Taxes $1,071$12,852
Electricity $363$4,362
Total$5,279$63,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$180,994/yr
40% on housing$158,370/yr
45% on housing$140,773/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$318This listing

vs Other Active Listings

Avg $/sqft

ZIP 10550$334
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10550$316
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-04Listed for sale$739,999
2026-02-17Listing removed$749,000
2025-12-07Price change$749,000
2025-10-16Listed for sale$799,000
2025-04-07Sold$300,000

For Sale by Agent

AgentDesaree Ethridge
BrokerageDumont & Elton Real Estate

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