332 S 4th Avenue, Mount Vernon, NY, 10550
About This Home
Legal two-family for sale in Mount Vernon, a Victorian from the early 1900s. Seven bedrooms and four full baths across two units, over 4,000 square feet across five levels. Set on an oversized lot of roughly 60 by 135 feet with a spacious backyard, a five-car driveway and a detached two-car garage. This beautiful home features a wraparound enclosed porch that opens to a grand foyer with the original spindle staircase, a stained glass transom and high ceilings. Ornate mantels, french doors, oversized windows and hardwood floors run throughout. The lower unit is a full two-bedroom with double-high ceilings, separate living and dining and pocket doors. The kitchen is fully renovated with an exposed brick wall, mosaic tile backsplash, pass-through bar window and stainless appliances, and the bath has a soaking tub and separate shower. Flex rooms can serve as a home office or added storage. The upper unit spans the second through fourth floors with a second kitchen, a family room, the balance of the bedrooms and a renovated travertine bath. The finished basement adds over 600 square feet of functional space with seven-foot ceilings, a full bath and a laundry room with washer and dryer. Its own direct walk-out access makes it easy to use for recreation, a home gym or guest space. Both units have Nest thermostats, new soundproof windows and separate gas and electric meters. Live in the whole house as one large single-family home, or run it as a large multi-unit home with a fully separate second unit. Either way, there's room to make the space more versatile and add financial upside over time. Mount Vernon East Metro-North runs to Grand Central, with the Cross County and Hutchinson River Parkways, I-95, shopping and dining all close. Delivered fully vacant at closing.
Getting Around
Very Walkable
Good Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1906
Materials
- Foundation: Brick/Mortar,Stone
- Construction materials: Cedar,Stucco,Unknown,Vinyl Siding,Wood Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Victorian
- Property subType: Duplex,Multi Family
Interior
Appliances
- Laundry features: Washer/Dryer Hookup,Electric Dryer Hookup,Laundry Room,Washer Hookup
Basement
- Has basement: Yes
- Basement: Finished,Full,Storage Space,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 7
- Bathrooms: 4
- Full bathrooms: 4
Features
- First Floor Bedroom,First Floor Full Bath,Breakfast Bar,Built-in Features,Chandelier,Crown Molding,Eat-in Kitchen,Entrance Foyer,Formal Dining,Granite Counters,High Ceilings,Natural Woodwork,Original Details,Pantry,Primary Bathroom,Master Downstairs,Recessed Lighting,Smart Thermostat,Soaking Tub,Storage,Walk Through Kitchen,Walk-In Closet(s)
- Window features: Bay Window(s),Oversized Windows,Wood Frames
- Flooring: Combination,Hardwood,Other,Tile,Wood
- Number of fireplaces: 4
- Fireplace features: Bedroom,Decorative,Family Room,Living Room
- Fireplace: Yes
- Attic: Common,Finished,Full,Stairs,Storage,Walkup
Heating & Cooling
- Heating features: Baseboard,Separate Meters,Steam
- Cooling features: Multi Units,Wall/Window Unit(s)
Interior Area
- Total structure area: 3,900
- Total interior livable area: 3,900 sqft
Property
Details
- Parcel number: 0800169030030900000010
- Special condition: None
Features
- Patio & porch: Covered,Porch,Screened,Wrap Around
- Fencing: Back Yard,Fenced,Front Yard,Full
Lot
- Lot size: 7,970 sqft
- Features: Back Yard,Front Yard,Garden,Near Public Transit,Near School,Near Shops
Parking
- Total spaces: 7
- Parking features: Driveway,Garage,Private
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Westchester County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,798 | $57,576 |
| Home Insurance * | $422 | $5,064 |
| Property Taxes | $1,455 | $17,460 |
| Electricity | $644 | $7,734 |
| Total | $7,319 | $87,828 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Pending sale | $949,000 |
| 2026-07-23 | Listed for sale | $949,000 |
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