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460 Dunham Avenue, Mount Vernon, NY, 10553

6beds
4baths
4,500sqft
$1,400,000
$311price/sqft
$10,718/moest. monthly cost
$428,720/yrincome needed

About This Home

Welcome to this stunning, newly built, modern 2 family home with smart features, designed for comfort, style and convenience. This home ideally located on the eastern side of Mt Vernon, Westchester County offers a total of 6 spacious bedrooms, 4 and half bathrooms and a full finished basement making it ideal for owner occupants, extended families or investors seeking strong rental potential. Step inside and experience contemporary living with bright, open spaces, high-quality finishes and smart features to enhance everyday convenience. Each unit is equipped for laundry and comes with central heating and air conditioning. Enjoy the modern lifestyle with ample storage and spacious layout with an open-concept kitchen, living and dining space for entertaining family and friends. A two-car garage with hook up for Electric Vehicle outlet and CCTV security system for added peace of mind. The outside curb appeal is impressive with backyard for entertaining family gatherings or simply relaxing outdoors.

Getting Around

85
WalkingVery Walkable
45
TransitSome Transit
45
BikeSomewhat Bikeable

Schools

4/10
Graham SchoolGrades PK-80.2 mi
3/10
Mount Vernon High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Other
  • Construction materials: Brick,Frame,Other

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Laundry features: In Unit

Basement

  • Has basement: Yes
  • Basement: Finished,See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Open Kitchen,Other
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Electric,See Remarks,Other
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,500
  • Total interior livable area: 4,500 sqft

Property

Details

  • Parcel number: 0800169033040690000016
  • Special condition: None

Lot

  • Lot size: 5,340 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,079$84,948
Home Insurance *$750$9,000
Property Taxes $2,146$25,752
Electricity $743$8,924
Total$10,718$128,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$367,474/yr
40% on housing$321,540/yr
45% on housing$285,813/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$311This listing

vs Other Active Listings

Avg $/sqft

ZIP 10553$395
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10553$390
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$1,400,000
2025-01-14Sold$149,900
2024-12-19Pending sale$149,900
2024-11-22Listed for sale$149,900
2015-02-05Sold$50,000
2014-11-25Listed for sale$50,000
2013-10-24Sold$3,365,000
2013-06-22Listing removed$250,000
2013-02-01Listed for sale$250,000

New Construction

AgentAnnette N. Smith
BrokerageCentury 21 Future Homes Realty

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